How to Make UPI Payments on Mobile Without Using the Internet

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Pro DealHunter
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Step 1

Dial *99# on your phone dialer and you will be prompted by a menu screen offering seven options which are: Send Money, Request Money, Check Balance, My Profile, Pending Requests, Transactions, UPI Pin.

Step 2

When you choose the Send Money option, you have various methods of sending money to the recipient which are Mobile Number, Payment address, Saved beneficiary, IFSC and Account No.
Step 3

After selecting the option, fill the details required and then fill the amount you have to send to the recipient (minimum Re 1 and maximum Rs 20,000) and then enter the UPI PIN and then hit send. Once it is sent it will ask you to save the recipient for future use or exit.

As of now this service is offered by 51 banks and all GSM service providers. It can be used in 12 different languages including Hindi and English.

5 Comments  |  
6 Dimers
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Deal Newbie
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Working on airtel
but Not working on Jio sweat

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Deal Subedar
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Its there for years and its chargeable. Check ur balance after using this.

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Deal Subedar
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Prahlad.daga wrote:

Working on airtel
but Not working on Jio sweat

Jio doesn’t have USSD ie *xxx#, as jio is devoid of 2g network USSD works on analogue 2g network so, when AIRTEL stops 2g USSD also gone

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Shopping Friend
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DJRohan wrote:

Its there for years and its chargeable. Check ur balance after using this.

@DJRohan

4G LTE networks do not as such support USSD, but they do provide mechanisms to allow USSD to be used.

An possible alternative is “USSD over IMS”, which assumes that the handset and network are mVoLTE capable, and the operator has implemented such a service.

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Analyst
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BSNL is charging Rs 0.50

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