How to open QAB/MAB Free Account in HDFC ?

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Deal Subedar
nimod

Is there any Account type in HDFC which doesn’t require maintenance of MAB/QAB?

Willing to fund with some high initial amount.

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Deal Subedar Deal Subedar
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Not possible….. They will not open bsdba account… Not without rbi intervention…… 


Best option.. Open regular account…. In rural branch… Online…. Only 2500 MAB…. Or farmers account online… 2500 mab.. Half yearly.. . Rupay platinum card by default…… In any branch…. Mab is same in any branch category…. Works like normal account….. No restrictions 

Deal Subedar Deal Subedar
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batmanBABA wrote:

Not possible….. They will not open bsdba account… Not without rbi intervention…… 


Best option.. Open regular account…. In rural branch… Online…. Only 2500 MAB…. Or farmers account online… 2500 mab.. Half yearly.. . Rupay platinum card by default…… In any branch…. Mab is same in any branch category…. Works like normal account….. No restrictions 

do they ask any proof of being a farmer?

Deal Subedar Deal Subedar
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nimod wrote:

do they ask any proof of being a farmer?

No…. Open online… No proof nothing…. Just normal vkyc…. And you are ready to go….

Deal Cadet Deal Cadet
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batmanBABA wrote:

No…. Open online… No proof nothing…. Just normal vkyc…. And you are ready to go….

can existing hdfc account holder open farmers account ? 

Deal Subedar Deal Subedar
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chotabaxxa800 wrote:

can existing hdfc account holder open farmers account ? 

No…. Not atleast online…. If you go to branch… Then there will be questions for sure

Deal Cadet Deal Cadet
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salary accounts dont require MAB

Deal Cadet Deal Cadet
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christiano wrote:

salary accounts dont require MAB

its not always possible to open salary account

1- coporate tieups with bank is required and not always present with every bank combination.

2- it limits the 0mab account to only one bank. What if op has salary account in another bank and wants to open low mab account in other bank ?


Deal Subedar Deal Subedar
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chotabaxxa800 wrote:

2- it limits the 0mab account to only one bank. What if op has salary account in another bank and wants to open low mab account in other bank ?


yes, that’s my situation. 

Deal Newbie Deal Newbie
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famers account is best with lowest mab or if you live in rural are then go for normal saving account…

Deal Newbie Deal Newbie
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can we get EasyShop Platinum card if we open account in rural?

Deal Subedar Deal Subedar
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batmanBABA wrote:

Not possible….. They will not open bsdba account… Not without rbi intervention…… 


Best option.. Open regular account…. In rural branch… Online…. Only 2500 MAB…. Or farmers account online… 2500 mab.. Half yearly.. . Rupay platinum card by default…… In any branch…. Mab is same in any branch category…. Works like normal account….. No restrictions 

can we get ready Shop platinum with farmer’s account?

Deal Subedar Deal Subedar
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nimod wrote:

can we get ready Shop platinum with farmer’s account?

By default u will get rupay platinum…. Then from netbanking you can request… Millenia, platinum… And tgey will be chargeable

Deal Cadet Deal Cadet
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nimod wrote:

can we get ready Shop platinum with farmer’s account?

I think no as I have this account applied for millennia debit card via net banking two times. Both the times they not proceed.

Deal Subedar Deal Subedar
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It’s very easy and possible in every way.

Deal Subedar Deal Subedar
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I opened it with 1L initial funding with free plat dc.

Deal Subedar Deal Subedar
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prem4998 wrote:

I opened it with 1L initial funding with free plat dc.

please mention account name. When did you open it?

replyuser
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