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How to redeem Regalia points

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Deal Legend
adrishya

Is there a special portal to redeem points on regalia credit card?

I cant see the options to book flight via regalia points.

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Deal Cadet Deal Cadet
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Login to HDFC smartbuy to redeem

Deal Legend Deal Legend
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How do i add my card there to redeem points

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Deal Subedar Deal Subedar
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Can anyone tell the benefits of regalia card? How to extract maximum benefits?

Finance Mentor Finance Mentor
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It’s beneficial if you travel internationally or domestically with lounge access for you and up to 3 add on card members. Reward points are valued at 50 paisa only if you redeem on hotels/flights.

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Deal Lieutenant Deal Lieutenant
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Use it on HDFC smartbuy to get 5% cashback
Pay on nobroker website thru payzapp to get 5% upto 400 cashback
If first year finish 5 lakh spend to get 10k points

Deal Lieutenant Deal Lieutenant
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@adrishya yes they do count when i add in paytm

Deal Legend Deal Legend
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How abt mobikwik?

Finance Mentor Finance Mentor
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I don’t think this was coz of heavy spending. I still feel multiple pre payments into card did this. It’s easy to touch 1L or more RP on Infinia if you spend on flights n hotels and the 10 to 15x offers HDFC keeps bringing in. Even with 30k per month spends on Infinia, u can hit over 1L RPs per year easily provided you know what you are doing and the way to do it.

These emails are triggered on a set pattern. I believe the entire circle of friends would have got such email for exploiting the card in a certain way.

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Deal Lieutenant Deal Lieutenant
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I spend on rent payments, LIC and mediclaim payments and some insta vouchers – i didnot get such a mail

Deal Lieutenant Deal Lieutenant
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i dont use mobikwik
some other dimer cud help you

Finance Mentor Finance Mentor
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Btw, fee for Centurion card is 7 Lakhs joining & 2.75L renewal (excluding GST)

Second is line is not Plat charge – it’s a Citi card. 2.5L joining fee. 1.5L renewal fee.

ICICI saw its highest card spenders spending 17L/day (that per DAY,) in 2019.

Spearhead Spearhead
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Is there any fee if we redeem?

Finance Mentor Finance Mentor
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No fee for online redemption of vouchers, yet.

Rs.99+GST for redemption via Netbanking.

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Deal Subedar Deal Subedar
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I have business regalia and wanna switch to millenia card since it gives cb on wallet loads as well. Form available on hdfc website doesn’t have milenia option. Can anyone suggest how to get it done?

Edit: sorry I mentioned as business regalia instead of regalia first.

Finance Mentor Finance Mentor
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I doubt there is a business version of Milenia; if there is then u can call customer care & ask for downgrade

Critic Critic
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Any benefits for paying electricity bill on Payzapp through Regalia card?
@tvirus @Ramta_Jogi @Diablo

Deal Subedar Deal Subedar
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Not a Regalia specific offer but you get 5% cashback using code BILLPAY on PayZapp for utility bill payments.

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