Hot Deal

How to stop credit card sales calls even on full dnd?

1167°
The Alpha
kartikxxx
Anyone knows any way to stop these credit call sales call?

Kotak is on next level, they call u 10times a day for credit card.

Earlier they used to call, sir this is service call hope u are happy n shit, then come to point that kotak is giving ore approved blah blah.

Now a days, sir, need to confirm ur adress, kotak is giving u card, pls confirm..
And even if u cut call u will get sms, thank you for ur interest, we have processed ur card, just click on the link for confirmation like wtf!


M fed of trai complaints, blocking these endless numbers.

If anyone knows a way out, do share it
Tia
Expired
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

Deal Wiki

Top Comments
Deal Cadet Deal Cadet
Link Copied
Expand
shraaj wrote:

Subject: Request to stop promotional sales calls and messages


Dear Kotak Bank Customer Service Team,

I am writing to you regarding the constant promotional sales calls and messages that I have been receiving from your bank. I have been receiving a minimum of 10 calls a day, and despite telling your representatives that I am not interested, I am still receiving these calls on a daily basis.

I would like to bring to your attention that this has become extremely frustrating for me and has caused me a lot of inconveniences. As a customer, I expect to be able to opt-out of such calls and messages, and I have already communicated my disinterest to your representatives. However, the calls and messages have not stopped.

I kindly request you to take immediate action to stop these promotional calls and messages to my number. I do not wish to receive any further sales calls or messages from your bank. I appreciate your understanding and prompt action in this matter.

Thank you for your attention and cooperation.

Sincerely,

[Kartik (Your NAME)]


@kartikxxx Email them

the calls come from third party agencies ... who tell they are fromkotak bank. nothing happens with this email
Glitterati Glitterati
Link Copied
Expand
kartikxxx wrote:
Ok, will try this

Subject: Request to stop promotional sales calls and messages


Dear Kotak Bank Customer Service Team,

I am writing to you regarding the constant promotional sales calls and messages that I have been receiving from your bank. I have been receiving a minimum of 10 calls a day, and despite telling your representatives that I am not interested, I am still receiving these calls on a daily basis.

I would like to bring to your attention that this has become extremely frustrating for me and has caused me a lot of inconveniences. As a customer, I expect to be able to opt-out of such calls and messages, and I have already communicated my disinterest to your representatives. However, the calls and messages have not stopped.

I kindly request you to take immediate action to stop these promotional calls and messages to my number. I do not wish to receive any further sales calls or messages from your bank. I appreciate your understanding and prompt action in this matter.

Thank you for your attention and cooperation.

Sincerely,

[Kartik (Your NAME)]


@kartikxxx Email them

Helpful Helpful
Link Copied

Same thing from RBL for me. I think culprit is PaisaBazaar and BankBazaar, since I started checking CIBIL with them, this has increased. Min 3 calls everyday and around 10 sms for loans daily.

108 Comments  |  
51 Dimers
  • Sort By
Deal Cadet Deal Cadet
Link Copied

Truecaller premium -> block someone manually -> message sender name. Give all the keywords and you are done.

Deal Captain Deal Captain
Link Copied

Just tell them simply that you have the credit card or personal loan etc already from that bank. If they ask details, tell them you don't have it right away. Say thanks and cut the call. I too get a lot of these calls. I have responded in the above manner and nowadays I have stopped receiving majority of the sales calls.

The Alpha The Alpha
Link Copied
gambitrite wrote:

Just tell them simply that you have the credit card or personal loan etc already from that bank. If they ask details, tell them you don't have it right away. Say thanks and cut the call. I too get a lot of these calls. I have responded in the above manner and nowadays I have stopped receiving majority of the sales calls.

I requested to delete my number from their database, that lady agreed.
Let's see if that works or not.
Benevolent Benevolent
Link Copied
Expand
kartikxxx wrote:
I requested to delete my number from their database, that lady agreed.
Let's see if that works or not.

Another LeDy will be call

Deal Cadet Deal Cadet
Link Copied
0x6900 wrote:

It will not help, as banks outsources you Mobile number to 3rd party caller.

Best way is download trai's DND app and report the spammer and then block the number.

I nearly closed 200 callers number till now

I'm also doing this. But some complaints are closed as not promotional or service call. I have the call recordings, is there any way to appeal?

Deal Captain Deal Captain
Link Copied
Expand
kartikxxx wrote:
I requested to delete my number from their database, that lady agreed.
Let's see if that works or not.

It won't work as the executives are trained to just agree to most of the things customer say and never to argue with them. The calls will keep coming but when you say that you have already availed the card or loan, they will not proceed further.

Post Emperor Post Emperor
Link Copied
akki.akki wrote:
google's default dailer has the option to block the spam calls and it works like magic.

How

Deal Newbie Deal Newbie
Link Copied

If you are samsung users. In Phone App - Settings - Block spam calls by Hiya

Deal Cadet Deal Cadet
Link Copied

Nowadays getting too many calls from sbi card.. If we attend ivr will say all their customer representatives are busy please hold, as if we called them... So annoyin😑

The Alpha The Alpha
Link Copied
rajini wrote:

Nowadays getting too many calls from sbi card.. If we attend ivr will say all their customer representatives are busy please hold, as if we called them... So annoyin😑

Never got single call from sbi, i  am thinking it is the best spam free bank scream.
Deal Subedar Deal Subedar
Link Copied
Expand
shraaj wrote:

If you're looking for peace of mind and an end to unwanted calls, Truecaller Premium Plan is the solution. With this plan, you can customize your incoming calls to block numbers from foreign countries, numbers not in your phonebook, and even by message sender name or country code. Most importantly, you can block the entire number series to ensure complete protection.

For just 500/year, this plan is an essential investment for anyone looking to avoid spam calls and maintain their privacy. Don't wait any longer to take control of your phone and sign up for Truecaller Premium Plan today.

#Not promoting but Just telling the truth!

Truecaller also shows me that in the last 3 months, there are 73 Such Spam calls Identified and Blocked Automatically and saving me 36 Minute time on My Profile.

@MrKool_JJ @panchabhut @Mufasa @10ven @cashif @MegaMind90 @kartikxxx

Agree, Truecaller is very useful in blocking number series that starts with +91xxxx.

My Truecaller is not premium and still i am able to block series and blocking a series is very very helpful.
Earlier i was receiving 40-50 calls everyday and after blocking series now i am receiving only 2-3 calls per day.
I have blocked below series

Screenshot20230319084312Truecaller

Deal Cadet Deal Cadet
Link Copied
Expand
kartikxxx wrote:
Never got single call from sbi, i  am thinking it is the best spam free bank scream.

Not bank, sbi credit card team

The Alpha The Alpha
Link Copied
Expand
rajini wrote:

Not bank, sbi credit card team

That i mean only, sbi card team. Never even a single call, same for axis, citi and icici as well

Only kotak(ye toh zeher hai), sc, indusind,au,hdfc - they are irritating
Benevolent Benevolent
Link Copied

I just say i am watching reels don't disturb me.

Deal Newbie Deal Newbie
Link Copied
cashif wrote:

Same thing from RBL for me. I think culprit is PaisaBazaar and BankBazaar, since I started checking CIBIL with them, this has increased. Min 3 calls everyday and around 10 sms for loans daily.

same man 😓 Paisabaazar shares data probably and apparently overrides DND with Tnc we may overlook while installing or logging in the app.

Deal Newbie Deal Newbie
Link Copied
MegaMind90 wrote:

+1 . i am daily getting minimum 3 calls on personal loan ivr.  daily i complaint the number in dnd and also Block the number with help of truecaller.gets call from new number the next day sweat

Use TruCaller and it will show if the incoming is Spam Reported. Helped my Mom in not picking Spam Calls

Benevolent Benevolent
Link Copied
Expand
kartikxxx wrote:
Never got single call from sbi, i  am thinking it is the best spam free bank scream.
SBI (the bank) does not issue SBI Cards. SBI Cards are issued by NBFC SBICSPL.
SBI Bank never spams. The NBFC of course is the king of spam.
Deal Newbie Deal Newbie
Link Copied
cashif wrote:

Same thing from RBL for me. I think culprit is PaisaBazaar and BankBazaar, since I started checking CIBIL with them, this has increased. Min 3 calls everyday and around 10 sms for loans daily.

Two days back i got a call from a lady claiming she is from RBL bank but actually working for paisa bazaar.

They are doing more fraud claiming to be from bank and give you loan saying it is card upgrade. I am a victim of this fraud 

Deal Cadet Deal Cadet
Link Copied

In addition to above, you may follow these:

1. If you know multiple languages, answer in another one.

2. If xyz bank person calls, ask for which branch, branch code, Manager name, employee code etc. 3rd party callers will definitely fumble here and probably remove your number from list.

3. Just tell politely, that your number is in DND, and they can be prosecuted for calling. (Work with Newbie telecallers)

Critic Critic
Link Copied

I always say just this, "mobile number linked with aadhaar is deactivated so can't do any ekyc/procedure that involves receiving otp on aadhaar linked number & lost physical copy of aadhaar long ago & no time to go to aadhaar centre to update mobile." After this one line, the call never last more than a few seconds & because I have been doing this for a long time my number is most likely removed from many such "prospective clients" lists. In fact I am pretty sure no such spam call will approve anything if the person is not willing to give aadhaar.

@Ramta_Jogi @panchabhut

Finance Mentor Finance Mentor
Link Copied
guest_999 wrote:

I always say just this, "mobile number linked with aadhaar is deactivated so can't do any ekyc/procedure that involves receiving otp on aadhaar linked number & lost physical copy of aadhaar long ago & no time to go to aadhaar centre to update mobile." After this one line, the call never last more than a few seconds & because I have been doing this for a long time my number is most likely removed from many such "prospective clients" lists. In fact I am pretty sure no such spam call will approve anything if the person is not willing to give aadhaar.

@Ramta_Jogi @panchabhut

Yeah but then what about automated IVR calls? Where u need to press this and that number & that follows up with another guy calling you up to proceed. 
Critic Critic
Link Copied
Expand
Ramta_Jogi wrote:
Yeah but then what about automated IVR calls? Where u need to press this and that number & that follows up with another guy calling you up to proceed. 
I believe such IVR calls also pick your number from such "prospective clients lists" so once your name start getting removed from such lists then every type of spam should reduce(think of it as no aadhaar=cibil score NA so no loan/card call).
Deal Lieutenant Deal Lieutenant
Link Copied
Expand
shraaj wrote:

If you're looking for peace of mind and an end to unwanted calls, Truecaller Premium Plan is the solution. With this plan, you can customize your incoming calls to block numbers from foreign countries, numbers not in your phonebook, and even by message sender name or country code. Most importantly, you can block the entire number series to ensure complete protection.

For just 500/year, this plan is an essential investment for anyone looking to avoid spam calls and maintain their privacy. Don't wait any longer to take control of your phone and sign up for Truecaller Premium Plan today.

#Not promoting but Just telling the truth!

Truecaller also shows me that in the last 3 months, there are 73 Such Spam calls Identified and Blocked Automatically and saving me 36 Minute time on My Profile.

@MrKool_JJ @panchabhut @Mufasa @10ven @cashif @MegaMind90 @kartikxxx

I prefer to see what number the call is coming from and then either pick or let it ring.
I can already do this with true caller free version.

Will be a bit afraid to block all calls based on community ratings. 
eg. HDFC calls if they find any untoward txns, those are reported as spam, but I want them to come. 
SBI has similar nos. I am not even sure what more similar things are there, hence don't want to leave it to automation.
Deal Newbie Deal Newbie
Link Copied
MegaMind90 wrote:

+1 . i am daily getting minimum 3 calls on personal loan ivr.  daily i complaint the number in dnd and also Block the number with help of truecaller.gets call from new number the next day sweat

Facing same issues
Deal Newbie Deal Newbie
Link Copied

I started telling them, I work in a factory and get the cash at the end of the day. I don't have bank account. They feel sorry and disconnect. Hope this will help over the period of time and they update thier database as not a good lead joy

replyuser
Click here to reply
Reply