How to verify weather my hdfc millenia credit card is lifetime free or not?
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I just received my hdfc millenia credit card with some papers and a charges booklet, however nowhere it was mentioned like : joining charges. NIL, annual charges: NIL. But while applying for the card during the call they had told "Lifetime Free"
so i'm just curious weather they fooled me
Also i haven't received any mail
but on my axis credit card letter it was mentioned: joining charges. NIL, annual charges: NIL.
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I was also told it's lifetime free. Later i got to know it is conditional lifetime free, annual fee waived on the expenditure of a given amount 1 lac/ 2 lac.
Because i was told that i'm getting LTF card on card to card basis with my existing icici credit card.
This card is conditional Lifetime Free (If you have added autopay for any bill payment or minimum Transaction of 1 lakh in 3 months) and also if you have bought card before March So it is lifetime free if you add on someone in that card (basically add-on card).
Never rely on calls
HDFC cards are typically conditionally LTF. It could be through autopay setup, one-time spend requirement etc. LTF without any condition is very rare for HDFC.
just Email them and ask no need to go to the branch
Mail id of HDFC Bank? Please
For reference, I had a spend based condition to convert my Millenia to LTF. The month I achieved the spends, I noticed an entry in the reward points section of the statement which indicates my CC was converted to LTF.
i asked hdfc bank cares on twitter via DM and they confirmed it's Lifetime free
thank you all for your help 😄
Why don't you ask the HDFC bank directly?