I am getting hdfc preferred upgrade, should I opt for it ?

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Deal Lieutenant
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I am getting hdfc preferred upgrade, should I opt for it ?

in breif-
I intentionally kept my hdfc balance high so that will trigger this upgrade, now I did this in hope to get a higher variant cc or at least limit increase without any ITR docs.

now I cannot keep the balance high for long as I have borrowed the money

please suggest me best strategy

5 Comments  |  
4 Dimers
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Deal Subedar
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If you don’t keep the balance the account will be downgraded ,

Spend pattern decides your limit increase, not savings account

Pm me how much you have in savings account and how long you have had, also which variant card are you interested?  If possible I will tell you how to get it.

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Deal Lieutenant
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AnnamalaiNryaa wrote:

If you don’t keep the balance the account will be downgraded ,

Spend pattern decides your limit increase, not savings account

Pm me how much you have in savings account and how long you have had, also which variant card are you interested?  If possible I will tell you how to get it.

pm’ed

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Deal Cadet
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SARDARKHAN wrote:

pm’ed

discuss here not personally as everyone interested. I too have regalia first. my monthly transactions easily touches 1lakh. 4months ago i got upgraded from rupay.. now i am looking for high end than regalia first.. how to get it in short span of time without salary and ITR

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Deal Cadet
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prabha.avum wrote:

discuss here not personally as everyone interested. I too have regalia first. my monthly transactions easily touches 1lakh. 4months ago i got upgraded from rupay.. now i am looking for high end than regalia first.. how to get it in short span of time without salary and ITR

Keep using it. It wil be upgraded to regalia.
I got the offer from reg first to Reg. But i didn’t opt for it. As the annual fee is too high

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Xtreme1319 wrote:

Keep using it. It wil be upgraded to regalia.
I got the offer from reg first to Reg. But i didn’t opt for it. As the annual fee is too high

There is no fee waiver via smartbuy or any other method

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