I am getting hdfc preferred upgrade, should I opt for it ?

Deal Lieutenant
SARDARKHAN

I am getting hdfc preferred upgrade, should I opt for it ?

in breif-
I intentionally kept my hdfc balance high so that will trigger this upgrade, now I did this in hope to get a higher variant cc or at least limit increase without any ITR docs.

now I cannot keep the balance high for long as I have borrowed the money

please suggest me best strategy

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If you don’t keep the balance the account will be downgraded ,

Spend pattern decides your limit increase, not savings account

Pm me how much you have in savings account and how long you have had, also which variant card are you interested?  If possible I will tell you how to get it.

Deal Lieutenant Deal Lieutenant
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pm’ed

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