I am getting pre approved bajaj EMI card but I am not interested.
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I got message from bajaj finserv with 40K limit but I am not interested as It is just work for buying products on EMI. Also NO COST EMI only for select products mainly home appliances. Forget about rewards or discounts.
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https://www.desidime.com/discussions/i-am-getting-pre-approved-bajaj-emi-card-but-i-am-not-interested?page=1#post_7334258
That’s why I am not interested.
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Don’t go for it. I recently got this and it has seriously dented my CIBIL. I tried buying a product on Amazon and they did a hard enquiry for it even though I already had pre approved limit.
Also, they don’t allow online purchases until you buy something offline and complete its payment.
NEVER GO FOR BAJAJ