Hotness I guess I have the best Credit Card what's your...

Hot Deal I guess I have the best Credit Card what's your view?

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RBL Bank Platinum Delight Credit Card A Rewards Card to delight you on all spends with Rewards.

*Enjoy 2X Rewards on weekends, 1000 bonus rewards every month and waiver of fuel surcharge with Platinum Delight Credit Card.

*Reward on all purchases
*Monthly Bonus Reward Points
*Annual Spend Benefit
*Fuel Surcharge Waiver
*Get rewarded with every swipe
*Swipe your Card within 60 days of issuance and earn 4000 Reward points as a welcome gift
*Earn 2 Reward Points for every Rs.100 spent on all your purchases
*Double your happiness every weekend while spending! Earn 4 Reward Points for every Rs.100 spent during the weekends!

*Welcome benefit of 4000 Reward points will be credited on payment of Joining Fee and first swipe of the card. Reward points are not accrued on fuel spends.

*Bonus Reward Points every month
Earn 1,000 Bonus Reward Points every month on swiping your Card 5 times for transactions worth Rs.1,000 or more in a calender month.

*Redeem Reward Points for air travel, hotel stays, shopping vouchers and much more at www.rblrewa...om

*Fuel Advantage
Drive to places and gain more with savings on fuel spends. Enjoy waiver of fuel surcharge at any petrol pump in India
Valid for fuel transactions between Rs.500 and Rs.4000. Maximum waiver of Rs. 150 per month.

*Fee and Charges
A range of exclusive benefits offered by Platinum Delight Credit Card come with an annual fee of Rs.1000/-
Next year fee is waived on crossing spends of Rs.1.5 lacs in the previous year

#creditcardusers

92 Comments  |  
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Amazon pay ICICI Credit card is best in terms of rewards as we are getting 1% cashback minimum. If you spend 1.5 lakhs in year you will get minimum of 1500 as Amazon pay balance and if you use in amazon with prime subscription its 5X rewards.
Another option I choose American express where 24000 points equal to 10000 cash or 11000 Amazon vouchers.

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Iconia Amex: Am I joke to you?

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What’s the value of the points

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srini1973 wrote:

Amazon pay ICICI Credit card is best in terms of rewards as we are getting 1% cashback minimum. If you spend 1.5 lakhs in year you will get minimum of 1500 as Amazon pay balance and if you use in amazon with prime subscription its 5X rewards.
Another option I choose American express where 24000 points equal to 10000 cash or 11000 Amazon vouchers.

You forgot to mention the fee. One more benefit. It’s lifetime free card.

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Tejaa wrote:

Iconia Amex: Am I joke to you?

Well, love the Diwali spend offers smiling_imp

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Tejaa wrote:

Iconia Amex: Am I joke to you?

Is Indusind Iconia Amex issued against fd? How much would they expect?

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arunrush680 wrote:

Is Indusind Iconia Amex issued against fd? How much would they expect?

Don’t think so we can get it with a fd, have to pay 10k joining fee, with yatra voucher, or 5k with useless vouchers or 3.5k no vouchers

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Roushh wrote:

You forgot to mention the fee. One more benefit. It’s lifetime free card.

Yes absolutely true, since rbl card also free if crossing 1.5 lakhs i specifically did’t mentioned it.

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There is nothing like best credit card. Each person has unique spending pattern and hence each person will have their own best card. Refer following link for list of best credit cards for 2019 in India based on lifestyle:

https://cardinfo.in/best-credit-cards-of-2019-i...

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Deal Subedar
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SBI simplyClick is the best in my opinion. If you spend 2 Lakh in a year you will get 4000 Rs worth Cleartrip voucher.

I got 4k Cleartrip voucher, 2k Amazon voucher for a spend based offer & 12000 reward points equivalent of 3k Amazon voucher (Total 9k) for spending 2 Lakh last year.

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Iconia indus amex.. baap of all

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kurk wrote:

What’s the value of the points

0.25

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MSDfan wrote:

SBI simplyClick is the best in my opinion. If you spend 2 Lakh in a year you will get 4000 Rs worth Cleartrip voucher.

I got 4k Cleartrip voucher, 2k Amazon voucher for a spend based offer & 12000 reward points equivalent of 3k Amazon voucher (Total 9k) for spending 2 Lakh last year.

But how many need cleartrip vouchers. Amazon ICICI is best, if you spend 2 Lakhs you can get 2000+ as Amazon pay balance which you can buy most of the day to day Items.

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TEMPER wrote:

Iconia indus amex.. baap of all

What way.

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srini1973 wrote:

But how many need cleartrip vouchers. Amazon ICICI is best, if you spend 2 Lakhs you can get 2000+ as Amazon pay balance which you can buy most of the day to day Items.

Send those cleartrip voucher at 20% Discount. Amazonpay card is nowhere to simplyclick if you dont shop much on amazon. This card is simply useless to me since I do most my purchase on emi, and there is no RP for emi tranx on amazon

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srini1973 wrote:

What way.

2 reward points on spent of 100 on weekends.. 1.5 rewards weekdays.. 1 reward =1/-

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srini1973 wrote:

But how many need cleartrip vouchers. Amazon ICICI is best, if you spend 2 Lakhs you can get 2000+ as Amazon pay balance which you can buy most of the day to day Items.

Individual preferences bro… That 4k voucher takes care of oneway & return ticket to my home. So, for me that 4k is more beneficial than 2k Amazon pay balance.

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MSDfan wrote:

SBI simplyClick is the best in my opinion. If you spend 2 Lakh in a year you will get 4000 Rs worth Cleartrip voucher.

I got 4k Cleartrip voucher, 2k Amazon voucher for a spend based offer & 12000 reward points equivalent of 3k Amazon voucher (Total 9k) for spending 2 Lakh last year.

Do we earn reward points for EMI transactions on Amazon for simply click card..?

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dev007 wrote:

Do we earn reward points for EMI transactions on Amazon for simply click card..?

Yeah bro. We get rewards on emi transactions also

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MSDfan wrote:

Yeah bro. We get rewards on emi transactions also

That’s good to hear

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rohan8397 wrote:

As per their t&c, no rewards on emi transactions @MSDfan

@dev007
Nowhere they mentioned that emi transactions are not eligible for rewards. I read somewhere (may be in the welcome kit that i received with the card) that EMI transactions also get you the points.


Here are the exceptions of the program where we won’t get reward points:


For SBI credit card the following charges are not eligible for accruing Points:


Balance Transfers
Cash advances (Domestic and Foreign)
Encash, Dial a Draft
Financial charges (e.g. late payment fees, dishonored cheque charges, service fees, transaction charges)
Disputed transactions
Purchases at petrol pumps/service stations
A cardholder cannot accrue points for any charge incurred prior to his/her enrollment date.

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MSDfan wrote:

@dev007
Nowhere they mentioned that emi transactions are not eligible for rewards. I read somewhere (may be in the welcome kit that i received with the card) that EMI transactions also get you the points.

Here are the exceptions of the program where we won’t get reward points:


For SBI credit card the following charges are not eligible for accruing Points:


Balance Transfers
Cash advances (Domestic and Foreign)
Encash, Dial a Draft
Financial charges (e.g. late payment fees, dishonored cheque charges, service fees, transaction charges)
Disputed transactions
Purchases at petrol pumps/service stations
A cardholder cannot accrue points for any charge incurred prior to his/her enrollment date.

Oh ok. My misconception…

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Bonus Reward Points every month
Earn 1,000 Bonus Reward Points every month on swiping your Card 5 times for transactions worth Rs.1,000 or more in a calender month

For Bonus Reward Points online transactions included or only card swipe at POS eligible for the same? @SanSon

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_One_Miller_ wrote:

Bonus Reward Points every month
Earn 1,000 Bonus Reward Points every month on swiping your Card 5 times for transactions worth Rs.1,000 or more in a calender month

For Bonus Reward Points online transactions included or only card swipe at POS eligible for the same? @SanSon

Anywhere online offline wallet etc no T&C bullshit

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free lounge access through Amazon icici card?

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drpavan wrote:

free lounge access through Amazon icici card?

Can anyone invite me for this credit card..

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