i have a query regarding credit card .

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Last Comment 2021-02-16

2021-02-16

guys i hold a HDFC cc
so i got a call from someone and he told me he can provide me Yes bank Credit card with 3 lakhs limit based on my current HDFC cc .

He said either i can whatsapp him my documents or else he will come to my home for taking my documents

Plz advice guys .

PS- i dont have YES bank account

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https://www.desidime.com/discussions/i-need-a-help-regarding-credit-card?page=1#post_7393131

dealbag

2021-02-16

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Yes bank does offer Credit cards on a card to card basis, provided your current card is atleast an year old and has decent available limit.

Even if they collect documents on whatsapp, I believe Yes bank sends personnel to home and office to confirm details.

Cheers.

https://www.desidime.com/discussions/i-need-a-help-regarding-credit-card?page=1#post_7393163

jambui

2021-02-16

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yes bank reward point value is down from 25p to 10p and that too without any notice.
Good thing is statement credit is not allowed now.
So yes exclusive now earns 60p per Rs.100 spent while
Yes preferred now earns 40p per Rs.100.
This card is good for lounge access only …. but you need to travel to use that and once travelling becomes normal i guess that too would be downgraded too.

So not worth the hassle to get this card now.
Try a different card.