i have a query regarding credit card .

54°
Deal Lieutenant
hackerboys

guys i hold a HDFC cc
so i got a call from someone and he told me he can provide me Yes bank Credit card with 3 lakhs limit based on my current HDFC cc .

He said either i can whatsapp him my documents or else he will come to my home for taking my documents

Plz advice guys .

PS- i dont have YES bank account

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Yes bank does offer Credit cards on a card to card basis, provided your current card is atleast an year old and has decent available limit.

Even if they collect documents on whatsapp, I believe Yes bank sends personnel to home and office to confirm details.

Cheers.

Deal Subedar Deal Subedar
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yes bank reward point value is down from 25p to 10p and that too without any notice.
Good thing is statement credit is not allowed now.
So yes exclusive now earns 60p per Rs.100 spent while
Yes preferred now earns 40p per Rs.100.
This card is good for lounge access only …. but you need to travel to use that and once travelling becomes normal i guess that too would be downgraded too.

So not worth the hassle to get this card now.
Try a different card.

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jambui wrote:

yes bank reward point value is down from 25p to 10p and that too without any notice.
Good thing is statement credit is not allowed now.
So yes exclusive now earns 60p per Rs.100 spent while
Yes preferred now earns 40p per Rs.100.

This card is good for lounge access only …. but you need to travel to use that and once travelling becomes normal i guess that too would be downgraded too.

So not worth the hassle to get this card now.
Try a different card.

Seriously ? Those 2 cards are their premium cards and offering 0.6/0.4% reward rate rolleyes

Critic Critic
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BlueFlash wrote:

Seriously ? Those 2 cards are their premium cards and offering 0.6/0.4% reward rate rolleyes

We are talking about the biggest & only the second scheduled commercial bank to fail in India till now. smile

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BlueFlash wrote:

Seriously ? Those 2 cards are their premium cards and offering 0.6/0.4% reward rate rolleyes

At launch its was 2.5% n 2% later slashed to 1.5% n 1% just one month after i upgraded to exclusive from pref.

After sbi takeover pts value was reduced via backdoor to current level.
only benefit worth left on exclusive is unlimited lounge access for addon too via both master card (domestic) n international (priority pass).

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