I need Loan

Strict Reminder- Don’t fall for bullsh*t NBFCs and online loan giving apps.

Personal loan what is the best interest rate possible for salaried

What about freecharge / cred?

Without income proof little chances of getting loan from standard places. See if you can arrange some form of collateral like gold/vehicle etc.

@TheSupreme try sbi gold loan, its cheap.

Last option I would suggest: Try Bajaj finance. One of my fri opted for personal loan through them during lockdown cause of emergency. No salary slip no payment history, he had score of 700+ so got around 40-50k. Now score went down below 700.

It all depends on your score, no idea about roi though but it’ll be high cause of high risk loan.

Avoid trying for loan on various apps like dhani etc as more you try in such apps, the less your score will be cause of hard enquiries and you’ll be marked as needy.

What you have as collateral?

If you have SBI bank account check in YONO for pre approved loan offer.

Is CRED cash available to you?

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