I need Loan

Strict Reminder- Don’t fall for bullsh*t NBFCs and online loan giving apps.

Personal loan what is the best interest rate possible for salaried

But what is your source of income?

What about freecharge / cred?

Without income proof little chances of getting loan from standard places. See if you can arrange some form of collateral like gold/vehicle etc.

shivrajsingh wrote:

What about freecharge / cred?

They are giving at around 16-18%

@TheSupreme try sbi gold loan, its cheap.

take from friends or family otherwise pre approved personal loans are only option which will come with 12-15% interest rate

Last option I would suggest: Try Bajaj finance. One of my fri opted for personal loan through them during lockdown cause of emergency. No salary slip no payment history, he had score of 700+ so got around 40-50k. Now score went down below 700.

It all depends on your score, no idea about roi though but it’ll be high cause of high risk loan.

Avoid trying for loan on various apps like dhani etc as more you try in such apps, the less your score will be cause of hard enquiries and you’ll be marked as needy.

rv2012 wrote:

Last option I would suggest: Try Bajaj finance. One of my fri opted for personal loan through them during lockdown cause of emergency. No salary slip no payment history, he had score of 700+ so got around 40-50k. Now score went down below 700.

It all depends on your score, no idea about roi though but it’ll be high cause of high risk loan.

Avoid trying for loan on various apps like dhani etc as more you try in such apps, the less your score will be cause of hard enquiries and you’ll be marked as needy.

Thanks bro..

What you have as collateral?

If you have SBI bank account check in YONO for pre approved loan offer.

BAT_MAN wrote:
What you have as collateral?

Nothing bro

Juniper wrote:

If you have SBI bank account check in YONO for pre approved loan offer.

I don’t have account with SBI.

Do you have any credit card? Take personal loan on credit card. Otherwise call Bajaj Finance/ Finserv, they are always ready for giving loan!

Is CRED cash available to you?

ZNZ wrote:

Strict Reminder- Don’t fall for bullsh*t NBFCs and online loan giving apps.

Specially ivl dhani

Are you looking for a quick way to pay for your major expenses? Get a personal loan right away!

How about a personal loan, though? Without putting up any collateral, a personal loan provides an alluring financing alternative that you can use for a variety of objectives. Whether you want to fund a medical emergency, go on a much-needed vacation break, or give your home a long-overdue makeover, a personal loan enables you to meet your immediate financial needs with the utmost ease. You can contact any good online lender such as Fibe and avail loan instantly. Online lenders like Fibe have low interest rates, easily application and approval process. The disbursal time is very less too.