I need to pay 3.31 lakh rupee HDFC credit card bill, suggest highest rewards path please

Buy as much as you can amazon pay gv from trading section.

rockhandsome wrote:

Buy as much as you can amazon pay gv from trading section.

@rajnani111469 

if you have 7lac then only use these platforms just to be safe normally I avoid cashback apps if the amount is more than 1 lac a lot of neu accounts getting banned so ya

A debit card with cashback is safer if you currently don't have double the amount 

rockhandsome wrote:

Buy as much as you can amazon pay gv from trading section.

How to use amazon gv to pay cc bills 

Apay is not possible to pay cc bills

woodfield753 wrote:

@rajnani111469 

if you have 7lac then only use these platforms just to be safe normally I avoid cashback apps if the amount is more than 1 lac a lot of neu accounts getting banned so ya

A debit card with cashback is safer if you currently don't have double the amount 

100 percent correct....i paid 3.7 L today towards my kotak cc bill....

pymnt was deducted frm my au bank account, but showing as failed in their app, it is saying 5 to 7 working days for refund.... my card due date is on 10th, i need to re allocate funds now to pay again...

P.S they have credited 3700 as reward points for this failed transaction....im now confused, what if they credit the payment to kotak card later...then that will become double payment 😩

@coolkish7

talk to your RM at kotak that this is my problem and get it all on email he will give you 3 days extra dont worry RM at kotak are good.

Attach the transaction screenshot when you email.

Dont worry credit card are now way better at service because of RBI.

if for some reason this shows up in your cibil after 30 days just tell your RM to give NOC on the previous bill and subbmit that in your cibil dispute it will be off your records in 15 - 25 days.

woodfield753 wrote:

@coolkish7

talk to your RM at kotak that this is my problem and get it all on email he will give you 3 days extra dont worry RM at kotak are good.

Attach the transaction screenshot when you email.

Dont worry credit card are now way better at service because of RBI.

if for some reason this shows up in your cibil after 30 days just tell your RM to give NOC on the previous bill and subbmit that in your cibil dispute it will be off your records in 15 - 25 days.

thanks for the reply brother....I have already arranged money for the payment.....

Will wait until wednesday and if no payment is reflected at kotak, then will pay again on 8th thru cred...

I only hope cheq wont send the payment to my card later....

Lesson Learnt: NEVER PAY THRU CHEQ WHEN NEARING DUE DATE THAT TOO HIGHER VALUE BILLS

rahulsoni0706846 wrote:
I think currently cheq is best for you as you will get 3310 cheq coins which can give you bigbasket gv worth Rs 3310 or amazonpay gv worth Rs 1655 plus additional debit card reward if you have any

Which debit card provides points for paying on the Cheq app?

NeoM wrote:

Which debit card provides points for paying on the Cheq app?

rahulsoni0706846 wrote:
Sbi dc will give rp but do in multiples of 10k as maximum cap per transaction is fixed at 100rp

NeoM wrote:
Oh okay. IS there any ICICI DC that gives cashback for cc bill payments?

rahulsoni0706846 wrote:
I think currently cheq is best for you as you will get 3310 cheq coins which can give you bigbasket gv worth Rs 3310 or amazonpay gv worth Rs 1655 plus additional debit card reward if you have any

Which debit card rewards are you talking about?

Tried with Equitas NeoX Visa Platinum, no Equinox rewards for cheq payment

kipte.khoka wrote:

Which debit card rewards are you talking about?

Tried with Equitas NeoX Visa Platinum, no Equinox rewards for cheq payment

rahulsoni0706846 wrote:
Sbi dc will give rp but do in multiples of 10k as maximum cap per transaction is fixed at 100rp

Wish i knew this before. Paid lakhs wortha bill in one go :”)

I need to pay only 10k cc bill.... which is the best way to pay in terms of rewards / cashback .... previously I used to use Apay when they use to run offers giving attractive discounts on its products upto Rs 300 but not anymore....

please let me know

woodfield753 wrote:

@rajnani111469 

if you have 7lac then only use these platforms just to be safe normally I avoid cashback apps if the amount is more than 1 lac a lot of neu accounts getting banned so ya

A debit card with cashback is safer if you currently don't have double the amount 

Please elaborate bro when you say neu accounts getting blocked.

I am planning to pay around 2 lac bill via tata neu upi, should I use other methods like cred & cheq?

Xhaster wrote:

Please elaborate bro when you say neu accounts getting blocked.

I am planning to pay around 2 lac bill via tata neu upi, should I use other methods like cred & cheq?