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I use 15 zero balance bank account. You shouldn't believe it. check all deatils

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Deal Cadet
XiJinping00

1.FEDERAL BANK YUVAMITRA ACCOUNT
FREE DEBIT CARD WITH NO ANNUAL FEE.
NO SMS CHARGES HAS BEEN DEBITED TILL NOW. IF TOTAL TRANSACTION EXEEDS 50 PER QUATER THER DEBIT RS 50 SOMETING FOR NEXT 50 TRANSACTION
2.PAYTM PAYMENT BANK ACCOUNT
USING VIRTUAL RUPAY CARD. ISSUANCE AND RENEWAL FEE IS THERE FOR DEBIT CARD. YOU CAN OPT OUT FOR SMS SERVICE TO ESCAPE FROM SMS CHARGES
3.AIRTEL PAYMENT BANK (ZERO BALANCE)
USING WITH THEIR VIRTUAL MASTER CARD.THEY DO NOT ISSUE PHYSICAL CARDS. NO ANNUAL FEE FOR DEBIT CARD AND NO SMS CHARGE
4.SYNDICATE BANK BALASAKTHI ACCOUNT
NO ATM CARD ANNUAL OR ISSUANCE FEE. NO SMS CHARGE
5.CANERA BANK NORMAL SAVINGS ACCOUNT
SMS CHARGE AND 150 DEBIT CARD ANNJAL FEE IS THERE. MY ACCOUNT BALANCE IS ZERO AND NO AMC IS COLLECTED TIIL NOW
6.HDFC BSBDA ACCOUNT
ZERO BALANCE ACCOUNT WITH NO ATM AOR SMS CHARGES. ONLY DRAWBACK IS ONLY 4 DEBIT CASH TRANSACTION IS ALLOWED . BUT ONLINE DEBIT CARD AND UPI HAS NO LIMIT. ONLY ISSUE RUPAY CARD
7.AXIS BANK BSBDA ACCOUNT
ZERO BALANCE ACCOUNT WITH NO ATM AOR SMS CHARGES. ONLY DRAWBACK IS ONLYDEBIT TRANSACTION IS ALLOWED INCLUDING UPI AND DEBIT CARD. ONLY ISSUE RUPAY CARD
8.ICICI BANK POCKET ACCOUNT
ZERO BALANCE ACCOUNT WITH ONLY ATM ANNUAL FEES CHARGE WHICH IS AROUND 159 PER YEAR.
9.SOUTH INDIAN BANK JUNIOR ACCOUNT
ACCOUNT WITH ZERO BALANCE AND NO DEBIT CARD FEES. RS 1 PER SMS CHARGE IS THERE BUT CAN BE OPT OUT IF REQUESTED TO BRANCH. ONLY FOR BELOW 18 YEARS OLD AND IAM 22 NOW AND I DO NOT CONVERTED MY ACCOUNT
10.BANK OF INDIA STUDENT ACCOUNT
NO CHARGES FOR ATM OR SMS. ZERO BALANCE
11.UNION BANK OF INDIA ZERO BALANCE ACCOUNT
ZERO BALANCE . BUT ATM RENRWAL FEE RS 150 PER YEAR AND SMS RS 15 PER MONTH
12 COPORATION BANK STUDENT ACCOUNT.
STUDENT ACCOUNT WITH NO MINIMUM BALANCE AND NO CHARGES AT ALL
13 KOTAK 811 ACCOUNT
ZERO BALANCE ACCOUNT WITH NO SMS OR DEBIT CHARGES. FOR PHYSICAL CARD. HIGH CHARGES THERE
14. SBI NORMAL ACCOUNT
AS OF NOW SBI HAS NO CHARGES AND IT CAN CHANGE ANY TIME. SO CAREFULLY
15.JIO PAYMENT BANK
NO CHARGED AT ALL FOR SMS. ZERO BALANCE. NO DEBIT CARD FACILITY AVAILABLE
16 NSDL PAYMENT BANK
NO MINIMUM BALANCE NEEDED. NO SMS OR VURTUAL DEBIT CARD FEES. FEES APPLICABLE FOR PHYSICAL CARD.
17.UCO BANK ZERO BALANCE ACCOUNT
NO CHARGES TILL NOW. FREE DEBIT AND SMS. ZERO BALABCE
18.INDUSLAND BANK UPSTOX ACCOUNT
NO CHARGED ZERO BALANCE ACCOUNT. FREE ATM AND DEBIT CARD WITH NO CHARGES
19.CSB SOCIAL ACCOUNT
ZERO BALANCE ACCOUNT WITH NO FEES AT ALL. FREE DEBIT CARD AND FREE SMS.
**ALL THESE SMS CHARGES CAN WE AVOIDED BY SUBMITTING FORM IN HOME BRANCH TO STOP SMS. BUT YOU WILL GET OTP ALSO IF YOU STOP SMS SERVICE. SOME BANK WILL SAY YOU WIL NOT GET OTP AND UPI SEEVICE IF YOU STOP SMS SERVICE. THATS NOT TRUE

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Benevolent Benevolent
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@Tejaskale

Deal Cadet Deal Cadet
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Also. to the OP:

You are supposed to have only ONE such BSBDA category account per PAN.


While you are clearly having more than 1, this can land you in trouble in time. Also, as someone asked, what are you trying to achieve with 15 accounts and not using them?

Finance Ninja Finance Ninja
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Yes, Bro, Any Bank Account Statement is Valid,

If it has a Full Name, Account Number and IFSC Code and Branch address (If possible).

But I was safekeeping myself by Ordering Cheque Book of 25Pages smile

@MrKool_JJ

Community Angel Community Angel
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Every bank shows customer id in statement then why only Kotak is being accused?
If you are concerned about customer ID You can hide It by editing statement screenshot @shraaj
Why ordered 25 pages cheque book only 10 pages cheque book is sufficient for that purpose

Finance Ninja Finance Ninja
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Not every Bank, ICICI Bank, SBI Bank and HDFC Bank and even Central Bank of India and also Bank of India doesn’t Show CIF or Customer ID!

Bhai, I have this account in my family and I know!

Where and what it is?

Also, It’s my Personal Choice, to Opt for Cheque Book because banks and some Strict organizations Deny Some Internet Banking statements!

Now, just the fact you told internet banking statement can be edited, that’s why some of the institutions or organizations do not take Internet Statement Seriously!

Cheque Book has various Features Apart from Identification Brother, It can be used as valid proof for Purchase, Transfer, Bill Payment and Lot many things.

If someone dont like the charges,then dont opt it!

I also has a Physical Debit Card of Kotak 811 Account? Now what will you say to me? In emergency Our Virtual Card doesnt Help us in ATM to withdraw (Although Cashless Withdrawal is there but only Kotak ATM wil Support that)

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Finance Ninja Finance Ninja
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LOL! smile

You have never used this Bank then!
laughing
Give me Proof One By One Okay? grinning

HDFC Bank, Bank of India (But Only Online-Offline Not) Shows the Customer ID!

Deal Newbie Deal Newbie
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This is a good piece of information! I am saving this post for future reference and also sharing this with my friends. Thank you.

Benevolent Benevolent
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Is Axis basic account completely free of cost?
Does anyone has this type of account with them?
@rohit_agarwal

Critic Critic
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Axis Basic Savings Account (or basic savings account of any other bank for that matter) is a BSBDA, which has lot of limitations, including 1 most important one, that you can’t have any other non-bsbda account. So if you already have a regular account with any other bank, you are not eligible for this.

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Mobile Guru Mobile Guru
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WHY?

replyuser
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