I used to think axis and sbi banks were bad

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Deal Cadet
xera0117

But hdfc proved its so much more than them😭. Bloody co-operative banks work better than them.

So i had made a post earlier about getting an upgrade to preferred banking within less than a month of joining classic.

Turns out it was no glitch, but it was because  i was downgraded to prime even though i maintained above 1L as asked😡

Upon talking with the customer care representative, she told me i wasnt maintaining the average balance but when i told her i was maintaining above 1L as asked she said actually you have to maintain more than 2L. I mean just wtf😑


Now i have decided to go next week and finally close this * bank’s account and move to icici. They already upgraded me to privilege banking, which i suppose can help later.



New update- Got a mail from their classic division that i am still mapped under classic. The RM said i am mapped under prime. Dont know who to believe.

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Deal Cadet Deal Cadet
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All this classic etc is not required. Keep 25k MAB account. No strings attached. Its sufficient account for regular usage.
Similar benefits in icici gold privelege account.

All we want is no extra charges to be levied. Thats what these accounts have.
No need of RM etc.
Bank ppl will call and sell you products & services.

No need of zero balance account also. If u want do 2.5 lacs FD in ur icici gold privelege, there wont be any MAB charges

Finance Ninja Finance Ninja
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There are some banks you hold only for offers and some you hold for service. Hdfc is definitely the former one. The branch people have very little knowledge of stuff. For any changes to details of bank account, they ask you to post it to Chennai office. However, it’s one of the best when it comes to offers. Smartbuy, time to time spend based offers(on both cc and dc) , payzapp offers, best debit cards etc.. no use holding more than savings max or classic account.

Pro Community Angel Pro Community Angel
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Don’t know about prime.. but ICICI privilege banking is GFN. Better to check with other banks or offers that can be atleast any use.

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@xera0117
I called customer care about this confusion now.

CC is saying that I will receive th voucher in 90 days on spend basis. New RM says I won’t get.

I was told by my RM earlier that I have to spend 50k, CC is saying 30k expressionless

I too felt the same way like you mentioned….. “How is this bank even functioning” joy

Deal Cadet Deal Cadet
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jileg wrote:

@xera0117
I called customer care about this confusion now.

CC is saying that I will receive th voucher in 90 days on spend basis. New RM says I won’t get.

I was told by my RM earlier that I have to spend 50k, CC is saying 30k expressionless

I too felt the same way like you mentioned….. “How is this bank even functioning” joy

Seriously man, how are we supposed to trust them with our money? At this point I am just waiting for a pre approved cc and I am closing the bank account.
I hope you get your 1500 voucher soon. Keep pushing them don’t let it go.

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