ICICI Amazon pay card benefits and best time to apply??
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I am planning to apply for the Amazon pay ICICI credit card. I already have the Paytm first citi bank credit card and get 1% cb on all transactions.
I am not a prime member but regularly buy from amazon.
Please suggest if I should apply for this card or any better alternative?
Thanks
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One suggestion, if you go for this card, do think about getting Prime membership for 5% cashback. If you are spending more than 50k a year in shopping on Amazon, then the extra cashback you earn with 5% instead of 3%, would be 1000 which is what Prime membership would cost. Beyond this spend amount Prime will always be more profitable with this card. But if you are not spending upto minimum 50k with this card on Amazon shopping then you should be fine with non prime.
Please note, this is just talking about card cashback benefits. Prime does have its own benefits and stuff, but that is upto the person if they find it useful or not. I personally find Prime completely worth it, but that may not be true for everyone. Purely in terms of numbers, spends above 50k on Amazon you should definitely get Prime as well, as it becomes free at that point with additional cashbsck. You net benefit after paying from prime is exactly same as non prime.
Was thinking the same, buying prime membership from the cashback. Thanks for the suggestion.
And yeah 50k calculation is for shopping on Amazon which gives 5%, not the Amazon Pay transaction which anyways gives 2% for both prime and non prime. And I don’t there is any specific best time to apply for this card. But you can check if there is any offer running for application. The card is really good and lifetime free. The Paytm Citi card needs 50k spends for waiver of 500 fees. But you can still maybe keep it for specific Citi offers if you want to.
I have ICICI CC against FD, limit is Rs.25k , can I apply amazon pay cc ?
I think you should be able to. If you already have ICICI cc even if it is against FD, then that means your credit history should have been built up by now. But you won’t get this card against FD. You would need to apply for this card separately and based on your good CIBIL score you should be able to get it.
Credit cards against FDs are good to start building credit history initially when you have history. Once the history is set up and you display responsible behavior in clearing all dues in full, your score should definitely be good. After this you can get other cc on the basis of your good score.
You can check with ICICI or even check in Amazon app if you can see this card somewhere in Amazon Pay section and apply from there.
Also, ICICI APay card can be used in another account?
If yes, which account should be prime to get 5% CB? The Account on which the card is linked or the account on which we are making the purchase?
The card should be usable on any Amazon account. Haven’t tried on other non prime account myself, but I think it should be the linked account that would be considered for the 5% prime benefit, as all cashback is deposited in the linked Amazon account.
Can’t say for sure though. Might need experimentation or maybe someone here has already tried and can share their experience. I think that the minimum 3% for non-prime should still work on any Amazon account at the least.
I am trying to apply for amazon pay card.It says :
Enter your existing ICICI Bank Credit Card Number
Your existing ICICI Bank Credit Card will continue to remain active
Credit Limit of your existing ICICI Bank Credit Card will be shared with your Amazon Pay ICICI Bank Credit Card
But I don’t have any ICICI credit card 
Do you have or ever had icici bank account?
yes , I have ICICI account.
I contacted ICICI bank, they said it’s invite only offer 
. You will receive link if you are invited .
Thanks guys for all your suggestions 
My card has been approved. Can anyone tell me if I can use it on digital platforms or do I need to wait for the physical card?
Well I am pretty late in replying so you might have already recieved the card by now 
But yes you could have used it without waiting for physical card, if it was generated already and showing in your Amazon account and they had provided card details.
Either ways congrats on getting approved. This is a really good rewarding card.
Just a side note, this card gives 2% if you load money directly in Amazon Pay account. So, use the card directly to pay for purchases on Amazon and not by loading in Amazon Pay first. Also, you can use Amazon Pay balance wherever it is accepted elsewhere and get 2% on them in this way, unless of course there is a better reward or offer available already for that merchant.
If you regularly buy from Amazon then you should definitely get this card. This will give you 3% cashback as non prime member on all Amazon shopping. Prime members get 5%. Remember this percentage is for shopping, not your bill payments. For all bills recharges and even other websites or apps which accept Amazon Pay you would get 2% if you use this card through Amazon Pay interface. Any other type of spend anywhere else will give default 1% cashback.
Cashback gets credited as Amazon Pay balance. There are no joining fees or annual fees for this card. The Paytm Citi card is decent but it gives 1% everywhere with no specific place where it gives more. Amazon ICICI card gives same plus more for Amazon spends.