ICICI bank has reported incorrect credit limit of my card.
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Upon checking CIBIL score, I found that ICICI has reported very less credit limit of my platinum card. My actual credit limit is 45K, but reported Rs16249. Seems like ICICI employers high while reporting details to credit bureau agencies. I have raised a complaint regarding it, a week before still not change in limit.
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You are right, I fetch my credit card from CIBIL, what I saw that ICICI have not reported total credit limit just highest credit utilization. Is it OK to ignore or should I request to ICICI to report total credit limit.
They do report d max utilisation.. my ICICI Platinum limi is 9k but my highest utilisation was 2668.. So now they r reporting as max utilisation..
Off topic.. which app screenshot it is?
Wishfin app
What I do for these type of situation is Max out the credit limit for 1 billing cycle
after that just use 30%
ICICI might have not reported Credit Limit, would have reported Max Credit Utilization – same as of HDFC