ICICI card worth holding
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I've had the Coral card for a good few years, and it had significant benefits earlier, and I didn't have any other cards at that time. Now I have a variety of cards, and the benefits on the Coral card are insignificant/withdrawn. Even the lounge access is behind a 5000/quarter spend threshold.
I don't really use this card, but I wanted to have this or a similar card for the bank discount offers, as there the Platinum and AmazonPay cards don't always work.
I don't like having to manage my spends just to get a fee waiver on the Coral card, so I'm considering getting just the Coral card closed, keeping my old credit account active with the Platinum card.
So I'm looking for suggestions here, is there any other ICICI card worth holding(free/paid) or is ICICI not really worthwhile anymore?
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rahulsoni0706846 wrote:tested trick or suggested trick only??
If you want an icici card for bank specific offers only than you can go for icici mmt platinum card which has a joining fees of Rs 590 and no yearly fees after that. First raise a closure request for coral than on retension ask them to convert it to LTF
I understand offers not working on the co-branded Amazon pay card, but I thought most site offers would work with the Platinum card.. Do they not?
You wont get Visa Signature offers with the platinum card, but sites having ICICI CC offers should accept Platinum..
narayana1dd249 wrote:
tested trick or suggested trick only??
Suggested only but since op has account as well as cards from icici from few years therefore he has fine chance for convertion coral into LTF
rahulsoni0706846 wrote:I'm going to try and get them to convert the Coral to LTF on cancellation call if there's no other real option.
If you want an icici card for bank specific offers only than you can go for icici mmt platinum card which has a joining fees of Rs 590 and no yearly fees after that. First raise a closure request for coral than on retension ask them to convert it to LTF
karandutta wrote:In my experience, the base Platinum card is pretty much useless for offers. The bin range on the card is not included for any offersI understand offers not working on the co-branded Amazon pay card, but I thought most site offers would work with the Platinum card.. Do they not?
You wont get Visa Signature offers with the platinum card, but sites having ICICI CC offers should accept Platinum..
For MMT Platinum, u can generate it instantly through the MMT link so just raise closure request and close it if they don't agree to make it LTF.
MMT link thread - https://www.desidime.com/deals/instant-icici-mm...
prem4998 wrote:For MMT Platinum, u can generate it instantly through the MMT link so just raise closure request and close it if they don't agree to make it LTF.
MMT link thread - https://www.desidime.com/deals/instant-icici-mm...
This method is not working anymore.
tappukepapa wrote:Who said? Used it 2 weeks back for my friend.This method is not working anymore.
tappukepapa wrote:Weird. Have used this trick thrice in past few months. What was the error u got? "application already exists?"This method didn't work for me, that's why i went with expressions card trick.
tappukepapa wrote:+1This method didn't work for me, that's why i went with expressions card trick.
Keep Platinum & Amzpay cards - more than enough. Platinum works for all offers.
Philosopher wrote:Oops! Just now checked. It redirects to ICICI card application page. Total waste now.Now, the hyperlink has been changed. Hard cibil enquiry is made and also, the card generation is not guaranteed. .
Must have happened very recently. I used it to generate instant platinum card in the 2nd week of December 2022.
@tappukepapa
So as it turns out, I was randomly checking new card offers for me on the ICICI website, and I was eligible for a LTF Sapphiro card. 😄
I mentioned this to the cancellation team, and asked if they can simply upgrade me to an LTF Sapphiro instead of closing my old card, and they said that it is not possible to do so, as this was a new card offer.
So for now I've got my Coral card closed, and my Sapphiro card is in process.
Y'all might as well also check the offers sometimes. Apparently my relationship with the bank, salary and company made me eligible for the offer.
I had no idea that this could ever be possible, but I now hold TWO Saphhiro cards, both Visa.
