ICICI Credit Card Upgrade Offer Received.. What to do?

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Deal Lieutenant
deadman

I’m using ICICI RUBYX credit card since last one year (not LTF). Later may be after 6 to 8 month my amazon pay icici card approved.
I have received upgrade offer against my rubyx american express card. What to do? experts please suggest..

https://cdn0.desidime.com/attachments/photos/727239/medium/8135054icici.png?1639186256

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Deal Subedar Deal Subedar
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If you want LTF card with one time joining fee go for Makemytrip signature credit card. Manchester united signature is a waste card

Deal Cadet Deal Cadet
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ICICI cards are not worth paying fees. Ask them to give LTF card, if they don’t then close it. You have apay card anyways.

Deal Cadet Deal Cadet
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Please check it’s not really ltf. Even make my trip signature Comes with 2500+gst joining fees.

Critic Critic
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Try to get any ICICI card which is LTF, variant is not important. If your present card is not LTF call customer care/manger for giving you a LTF card.

Chennai Super Kings Chennai Super Kings
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I’m holding coral , almost due for limit enhancement offer. If i ask them to close or make it ltf and they make it ltf will i still get the limit enhancement or ?

Deal Lieutenant Deal Lieutenant
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Tanmayyy wrote:

I’m holding coral , almost due for limit enhancement offer. If i ask them to close or make it ltf and they make it ltf will i still get the limit enhancement or ?

how you know that “almost due for limit enhancement offer” ? how we come to know?

Chennai Super Kings Chennai Super Kings
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deadman wrote:

how you know that “almost due for limit enhancement offer” ? how we come to know?

They usually offer every 6 months.

Deal Cadet Deal Cadet
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Tanmayyy wrote:

I’m holding coral , almost due for limit enhancement offer. If i ask them to close or make it ltf and they make it ltf will i still get the limit enhancement or ?

Most likely yes, both shouldn’t be related.

Deal Lieutenant Deal Lieutenant
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Tanmayyy wrote:

They usually offer every 6 months.

I got limit of Rs 70,000 and using this since 1 year. Later I got amazon Pay, and limit is divided with that card but never got limit enhancement offer so far….

Chennai Super Kings Chennai Super Kings
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deadman wrote:

I got limit of Rs 70,000 and using this since 1 year. Later I got amazon Pay, and limit is divided with that card but never got limit enhancement offer so far….

Might have something to do with your usage then bro. I get limit enhancements every 6 months.

Deal Lieutenant Deal Lieutenant
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Tanmayyy wrote:

Might have something to do with your usage then bro. I get limit enhancements every 6 months.

Even though I have used, paid on time. Credit score is 800 plus..Should I stop using the card card? Or should I use only 10% of the limit?
Share your tricks please pray

Chennai Super Kings Chennai Super Kings
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deadman wrote:

Even though I have used, paid on time. Credit score is 800 plus..Should I stop using the card card? Or should I use only 10% of the limit?
Share your tricks please pray

I get enhancement even if i hit 100% of my limit grimacing grimacing. Must have something to do with the age of the card. I’m holding icici since 10+ years

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