ICICI: got email Increase your Credit Limit to Rs.1200000 instantly, shud I?

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mysalemo771

hold ICICI Platinum and Amazon Pay CCs 

will it help anyway to get upgrade in future?

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Benevolent Benevolent
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Bro u asking or telling stuck_out_tongue_closed_eyes

Deal Subedar Deal Subedar
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Screenshot20240828-1757502
Deal Subedar Deal Subedar
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Yes, once your credit limit reaches 12L for either of your cards, within 6 months, you will get whatsapp message, apply for LTF Emerald ICICI CC. Congrats!

P.S. Once the card is processed, you will feel the same pain that you've given to us by creating deceptive thread title.
Deal Subedar Deal Subedar
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Many people got upgrade offers a few months back for LTF Rubyx, Sapphiro & Emerald CC. You can check the iMobile app.

Upgrading credit limits will make you eligible for higher varient cards if offered to you, so yes, you should consider increasing the limit.

The negative point is that it will make your profile over leveraged, and it will be a problem for applying new credit cards from some banks like SBI.

You can check this thread

https://www.desidime.com/discussions/getting-up...

Finance Mentor Finance Mentor
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That "eligible for higher variants of cards" may or may not hold true. I am sitting on 17.5L limit on Sapphiro without any upgrade to Emeralde offer. 

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Comrade Comrade
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Its good but at the same time do look for over leverage to avoid credit card rejection in future.

Helpful Helpful
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how to define overleverage? means what CC limit will lead to it

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Deal Cadet Deal Cadet
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Just do it

Deal Newbie Deal Newbie
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What's ur current limit

Helpful Helpful
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10L
Commentator Commentator
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Do

Deal Cadet Deal Cadet
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Platinum card with 12 lakh what's the use anyway? 😄 

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