ICICI Credit Card Limit Incease | Check Yours

i also got the limit increase from 70k to 2.2L

any benefit of increasing it?

credit to debt ratio will decrease 

flash007 wrote:

i also got the limit increase from 70k to 2.2L

any benefit of increasing it?

credit to debt ratio will decrease 

The only ratio that matters here is Income to debt ratio and that too if u want to apply for any home loan or credit card but for me this is already off charts (35L limit on 5 lakh income). Actually it's 43L limit on 3 Cards.... 

how to check limit increase through net banking

@Ramta_Jogi 10->17.5 is a huge jump...

Didn't receive any LE

Received apay card last December

THE_TRADING_MAN wrote:

how to check limit increase through net banking

Login to app,

My cards -- card -- manage limit -- shows if any new limit available

Ramta_Jogi wrote:

The only ratio that matters here is Income to debt ratio and that too if u want to apply for any home loan or credit card but for me this is already off charts (35L limit on 5 lakh income). Actually it's 43L limit on 3 Cards.... 

5lakh/month

I too got LE and availed it yesterday

iron-man wrote:

5lakh/month

/day

anantnitish wrote:

Didn't receive any LE

Received apay card last December

Mine was also in December 2022, got 10k increase two days back. Just keep checking manage limit section under card. You will get for sure in some days.

tappukepapa wrote:

Mine was also in December 2022, got 10k increase two days back. Just keep checking manage limit section under card. You will get for sure in some days.

I even stopped using the card completely for 3 months since I was told not using the card will trigger the LE but all in vain
Started using it again

Pata ni Icici walon ko mujhse kya dushmani h. 2017 se ab tak 30k pe hi atke pade hain

flash007 wrote:

i also got the limit increase from 70k to 2.2L

any benefit of increasing it?

credit to debt ratio will decrease 

I also took the amazon icici card in October 2022.
Increased the limit to 1.25L today.

LE 1.5 to 2.90

How to get le in axis cards

Stucked at 15k from last 1 year

Icici applied in Jun-22 got 1L limit> before BBD/GIF got LE made it 2.7L> again before sale days its now 5.8L (should I increase it or let it be)

I use it like max 10-15k in a month

Sudarshan61 wrote:

@Ramta_Jogi 10->17.5 is a huge jump...

Indeed. Though useless on a worthless card. 

iron-man wrote:

5lakh/month

Per annum.

Yeh got 1.2L limit increase

I tried to change registered phone number of ICICI Cc

Via Internet banking login but it says number change can be only done through Branch/ ATM

So is it possible to change phone number of ICICI Cc through ICICI ATM ?

Got credit limit increase in both CCs :

Amazon Pay ICICI (LTF) - from 4.9L to 5.9L [20.4% increase]
ICICI Platinum (LTF) - from 2L to 5.9L [195% increase]

urmila.contact wrote:

I tried to change registered phone number of ICICI Cc

Via Internet banking login but it says number change can be only done through Branch/ ATM

So is it possible to change phone number of ICICI Cc through ICICI ATM ?

yes. u can change it via ATM

urmila.contact wrote:

I tried to change registered phone number of ICICI Cc

Via Internet banking login but it says number change can be only done through Branch/ ATM

So is it possible to change phone number of ICICI Cc through ICICI ATM ?

Yes, get the same changed through the ATM, It will take 24H to complete the request.

weed wrote:

Pata ni Icici walon ko mujhse kya dushmani h. 2017 se ab tak 30k pe hi atke pade hain

Shyad Naam Hi Wajah Ho

Ramta_Jogi wrote:

Indeed. Though useless on a worthless card. 

I have a Sapphiro too (LTF) as my only ICICI card and I have found it useful at least in 4 places -
a) BMS BOGO twice a month. I have had other cards give me "quota exhausted" but Sapphiro always works. Plus it is BOGO up to Rs 500 whereas most other cards are up to Rs 250-300.
b) ICICI specific offers (e.g. Tata Neu Bill Payments, Flipkart Grocery start of month, PharmEasy etc)
c) Airport Lounge access
d) I was recently offered Coral RuPay CC LTF as an add-on card which would have been useful if I didn't already have another RuPay CC

Yes, the points structure is poor. However, "worthless" is pushing it too far especially when Amazon ICICI does not work for offers.

dexter_greycells wrote:
I have a Sapphiro too (LTF) as my only ICICI card and I have found it useful at least in 4 places -
a) BMS BOGO twice a month. I have had other cards give me "quota exhausted" but Sapphiro always works. Plus it is BOGO up to Rs 500 whereas most other cards are up to Rs 250-300.
b) ICICI specific offers (e.g. Tata Neu Bill Payments, Flipkart Grocery start of month, PharmEasy etc)
c) Airport Lounge access
d) I was recently offered Coral RuPay CC LTF as an add-on card which would have been useful if I didn't already have another RuPay CC

Yes, the points structure is poor. However, "worthless" is pushing it too far especially when Amazon ICICI does not work for offers.

I find it worthless except for that guest visit allowance in International lounges. 

2.2L -> 4.6L

Got both my sapphiro (16.2) and amazonpay (12.6) increased to 30.5!

akki.akki wrote:
yes. u can change it via ATM

Tried 4 ICICI ATMs
Adhaar updation/ Mobile Banking/ other options all three tabs were disabled by Bank
Only way left is Branch

Rajkotian wrote:
Yes, get the same changed through the ATM, It will take 24H to complete the request.

Tried 4 ICICI ATMs
Adhaar updation/ Mobile Banking/ Other options Tab - these all three tabs were disabled by Bank
Only way left is Branch