ICICI MINE ACCOUNT FOR PRE APPROVED CC

161°
Deal Newbie
vrushanksoni251

Hello, My CIBIL Score is 805, I Currently have 9 Credit Cards, I Just Want Any ICICI CC.. Like Platinum or Coral,

I Opened Mine Acccout But i’m not Getting PRE-Approved CC Offer,

Anyone From here Got Pre Approved Offer With Mine Account ? or I Need to Upgrade My Account Type ?

Thank You 

Expired
19 Comments  |  
12 Dimers
  • Sort By
Kolkata Knight Riders Kolkata Knight Riders
Link Copied

Why don’t you directly apply for ICICI Credit Card? Since,Your CIBIL Score is Fantastic, and also you have 9 CC so ,you can also asked for Card to Card Basis.

I have ICICI Mine Savings A/c ,There are very few chances like 1-2% Chances that you will get Pre-Approved CC in these variant,see from Bank Perspective you are a millenia that is why you are using ZERO Balance A/c. So,they will not worry about Pre-Approved CC Offer. You can Get Amazon Pay ICICI CC ,If you have ICICI FD Card,that is the benefit of this account.

If you are a Rich customer from bank perspective you would have gone for a higher variant,atleast open Normal Savings A/c and maintain high balance,then chances are high for your preapproved offer.

I got Amazon Pay ICICI CC on My ICICI Platinum FD Based CC. Also,Now My Account is showing Pre-Approved Offer of Personal Loan upto 3 Lac. But,Not till Now for CC.

Deal Newbie Deal Newbie
Link Copied

Exactly … I’m Getting Lots of Offers Except CC.. I Already have Amazon Pay ICICI CC… Thank you Sir for your Valuable Reply.. Thank You

Deal Cadet Deal Cadet
Link Copied
shraaj wrote:

Why don’t you directly apply for ICICI Credit Card? Since,Your CIBIL Score is Fantastic, and also you have 9 CC so ,you can also asked for Card to Card Basis.

I have ICICI Mine Savings A/c ,There are very few chances like 1-2% Chances that you will get Pre-Approved CC in these variant,see from Bank Perspective you are a millenia that is why you are using ZERO Balance A/c. So,they will not worry about Pre-Approved CC Offer. You can Get Amazon Pay ICICI CC ,If you have ICICI FD Card,that is the benefit of this account.

If you are a Rich customer from bank perspective you would have gone for a higher variant,atleast open Normal Savings A/c and maintain high balance,then chances are high for your preapproved offer.

I got Amazon Pay ICICI CC on My ICICI Platinum FD Based CC. Also,Now My Account is showing Pre-Approved Offer of Personal Loan upto 3 Lac. But,Not till Now for CC.

For how long did you held fd platinum card before applying for apay card?
Also.. did you gave your platinum card limit details when applying?

Deal Subedar Deal Subedar
Link Copied
vrushanksoni251 wrote:

Exactly … I’m Getting Lots of Offers Except CC.. I Already have Amazon Pay ICICI CC… Thank you Sir for your Valuable Reply.. Thank You

since you already have apay cc ICICI will not give any pre approved offer to you.

Blaze Blaze
Link Copied

I’m also having this Mine Acc and Amazonpay card. Showing preapproved Loan and CC Upgrade offer in Netbanking. Called and asked them to give LTF Platinum visa card. They told we can upgrade to coral, mmt platinum, Manchester, HPCL cards…Can’t give Platinum visa card( because it is degrade)🤦‍♂️

Kolkata Knight Riders Kolkata Knight Riders
Link Copied
Expand
Snapz wrote:

For how long did you held fd platinum card before applying for apay card?
Also.. did you gave your platinum card limit details when applying?

Jan 2021 – Applied for FD BASED CREDIT CARD (10,000) 9K LIMIT

JAN 2022 – Applied for Amazon Pay CC  – 80K LIMIT

Still having FD Based Credit Card

Use CC Below 30% LIMIT ,My CIBIL was 787 when applied



Deal Cadet Deal Cadet
Link Copied

your credit score is high, u can apply card to card basis in icici, i

didnt have any account in icici but i applied for icici coral on card to

card basis and after that i got pre approved amazon pay icici and also

they offered me zero balance savings account.

Deal Cadet Deal Cadet
Link Copied
shraaj wrote:

Why don’t you directly apply for ICICI Credit Card? Since,Your CIBIL Score is Fantastic, and also you have 9 CC so ,you can also asked for Card to Card Basis.

I have ICICI Mine Savings A/c ,There are very few chances like 1-2% Chances that you will get Pre-Approved CC in these variant,see from Bank Perspective you are a millenia that is why you are using ZERO Balance A/c. So,they will not worry about Pre-Approved CC Offer. You can Get Amazon Pay ICICI CC ,If you have ICICI FD Card,that is the benefit of this account.

If you are a Rich customer from bank perspective you would have gone for a higher variant,atleast open Normal Savings A/c and maintain high balance,then chances are high for your preapproved offer.

I got Amazon Pay ICICI CC on My ICICI Platinum FD Based CC. Also,Now My Account is showing Pre-Approved Offer of Personal Loan upto 3 Lac. But,Not till Now for CC.

God You are overthinking, Some of my known contacts have got Credit card offer from mine account. So i don’t think they thought this much lol. In their view mine is same as normal icici saving account.

Kolkata Knight Riders Kolkata Knight Riders
Link Copied
Expand
bhopali91355 wrote:

God You are overthinking, Some of my known contacts have got Credit card offer from mine account. So i don’t think they thought this much lol. In their view mine is same as normal icici saving account.

They are in 2-3% of overall ICICI Mine Accounts

Deal Subedar Deal Subedar
Link Copied

is there an option to not have a physical debit card for mine acccount….is it complulsary….?? if we get it bloced even after issuance….will icici send replacement without request….???

Cool Cool
Link Copied
vrushanksoni251 wrote:

Exactly … I’m Getting Lots of Offers Except CC.. I Already have Amazon Pay ICICI CC… Thank you Sir for your Valuable Reply.. Thank You

Just call cc and ask for cc upgrade.

Deal Newbie Deal Newbie
Link Copied
udaysai wrote:

your credit score is high, u can apply card to card basis in icici, i

didnt have any account in icici but i applied for icici coral on card to

card basis and after that i got pre approved amazon pay icici and also

they offered me zero balance savings account.

How to apply c2c basis please explain?

Deal Cadet Deal Cadet
Link Copied
AnJo wrote:

I’m also having this Mine Acc and Amazonpay card. Showing preapproved Loan and CC Upgrade offer in Netbanking. Called and asked them to give LTF Platinum visa card. They told we can upgrade to coral, mmt platinum, Manchester, HPCL cards…Can’t give Platinum visa card( because it is degrade)🤦‍♂️

You can take MMT Platinum. It has just joining fees.

Blaze Blaze
Link Copied
Expand
deep_ wrote:

You can take MMT Platinum. It has just joining fees.

Yes. But rewards/cashback credited into MMT wallet. That is no use for me. So that not opted for that card.

Deal Cadet Deal Cadet
Link Copied
Expand
AnJo wrote:

Yes. But rewards/cashback credited into MMT wallet. That is no use for me. So that not opted for that card.

All ICICI cards have terrible rewards. The reason I took this card if for occasional bank offers on sales where Apay card doesn’t give discount.

Blaze Blaze
Link Copied
Expand
deep_ wrote:

All ICICI cards have terrible rewards. The reason I took this card if for occasional bank offers on sales where Apay card doesn’t give discount.

It depends on our intrest. If i take, Instead of MMT card, i will choose Coral card.

Deal Captain Deal Captain
Link Copied
Expand
shraaj wrote:

Jan 2021 – Applied for FD BASED CREDIT CARD (10,000) 9K LIMIT

JAN 2022 – Applied for Amazon Pay CC  – 80K LIMIT

Still having FD Based Credit Card

Use CC Below 30% LIMIT ,My CIBIL was 787 when applied



What did you enter in income/employment details?

Kolkata Knight Riders Kolkata Knight Riders
Link Copied
Expand
Gaurav_G wrote:

What did you enter in income/employment details?

NTPC Ltd. (A Government PSU)

Profession:- Engineer

replyuser
Click here to reply
Reply