ICICI No Cost EMI Foreclosure
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I bought a laptop worth 50k at Flipkart using ICICI No Cost EMI and it gave me a upfront discount of 2747.
If I do EMI foreclosure, would I get a discount of 2747 or would I need to pay the entire 50k?
P.S. Final statement for this month has not been generated yet.
If I do EMI foreclosure, would I get a discount of 2747 or would I need to pay the entire 50k?
P.S. Final statement for this month has not been generated yet.
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https://www.desidime.com/discussions/icici-no-cost-emi-foreclosure?page=1#post_8621064
Are you sure?
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https://www.desidime.com/discussions/icici-no-cost-emi-foreclosure?page=1#post_8737926
Anyone knows about Citi bank and indusind bank?
https://www.desidime.com/discussions/icici-no-cost-emi-foreclosure?page=1#post_9300351
Emi ko cancel karne ke liye koi link bhi hota hai kya?
https://www.desidime.com/discussions/icici-no-cost-emi-foreclosure?page=1#post_9629454
You can make payment anytime now or after bill generation but better pay before bill generation
https://www.desidime.com/discussions/icici-no-cost-emi-foreclosure?page=1#post_9688094
I too purchased through ICICI EMI as discount was significantly high in EMI. Now received mail from ICICI abt EMI. Mail says I can foreclose EMI by paying 3% charges + GST also processing fees not reversible.
Does these charges are standard now? Or should I try to bargain?
If i calculate EMI interest charges are around 1500rs. while 3% charges will be around 850+GST. What should i opt for?
https://www.desidime.com/discussions/icici-no-cost-emi-foreclosure?page=1#post_9688885
This is strange. I cancelled my EMI around a month ago and no charges were levied.
Not sure if they have changed their terms but try calling them at 022-33667777 and just normally ask them to cancel.
There is an insanely long waiting line, so make sure to choose English language in IVR and preferably call early like 8-9am.
Worth giving it a try.
Not sure if they have changed their terms but try calling them at 022-33667777 and just normally ask them to cancel.
There is an insanely long waiting line, so make sure to choose English language in IVR and preferably call early like 8-9am.
Worth giving it a try.
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If you cancel emi within 15/17 days if txn You will be charged 0 ( All Processing Fee will be reversed) and you will get benefit of discount