ICICI pre-approved Credit Card - how to trigger?
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I am having an ICICI Savings Account (~10 year old, Gold privilege) and ICICI Amazon Pay Credit card (~3 years) now. Till date under pre-approved offers I have not received a LTF CC offer. What puzzles me is I am eligible for a multitude of loan offers – home, car etc. but not CC offer. Hence wanted to know from Dimers regarding possible criteria to get a pre-approved LTF CC from ICICI. I should also add that the branch is semi-urban/rural in my case.
I tried reaching the RM and was told that they can give me a Coral LTF on submission of documents – I guess they might even need an income proof. Reached customer care on Twitter and phone call and both suggested getting a Platinum LTF through branch. They categorically stated that they can’t trigger a pre-approved offer from their end 
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what kind of relation does icici need for LTF trigger. I know platinum is LTF already but looking for some higher variant.
Tell RM u are closing account if do not get it.
Jus kidding 
Once u receive the amazon pay cc then u will not be given any other pre approved cc anymore.
Same happened with my friend he was given rubyx LTF but he didn’t apply and took amazon pay instead.
Ever since then he is not give any pre-approved icici cc.
So I will close Apay CC
Is this the reason I’m not receiving an upgrade offer for my coral card? @akki.akki
You already have apay card so there is least chances of getting pre approved cards from ICICI. Go branch & tell them if they can process credit card application without Income documents.
How much money in account, MAB, transaction volume good?
Keep balance of around 2L+ for 2 months and/or do debit card/ internet banking/transfer of funds. You’ll sure shot get Sapphiro LTF. Tried and tested formula. Usually offer will come in 45 days.
Please Visit
https://www.desidime.com/deals/applied-for-icic...
MMT is LTF except for the joining fee. You can’t get a card from gemstone collection as LTF if you avail amazon pay card as your first ICICI card. With good ITR, you can get any card from ICICI by paying the fee. Sapphiro is one of their premium card costing 3500 annually but honestly it’s not even worth for 500 annually.
got coral ltf from icici and i don’t have icici bank account. Icici bank staff contacted me and he continuously bugged me for 1 month to take cc.
is this card have any value? I don’t find any interesting reward system for this card.
@prem4998 @decideaim @shraaj;@akki.akki @Mufasa
Bhai.. I have 6 months old Icici instant platinum card. Icici account is also 6 months old. I want to get Amazon icici card as well as one other icici card. What should I do? Close fd based platinum card and wait for pre approved offer or apply for amazon card, as I don’t have any other rewarding card right now?
Hi I’m getting options to upgrade to the one titanium and the one magnum. What happens if i opt one. Will I be charged for non maintenance of balance, if the balance ever drops down ??
@prem4998 are these accounts risky, should I just stick to my privelege account?
@Tanmayyy @Fanil @Sudarshan61
ICICI cards are all pretty meh, at least the entry level ones are. Very poor reward structure. Just get one ICICI CC just for bank offers, I don’t think there is a must have card from ICICI, at least not to my knowledge. I don’t understand why people are opening savings account and keeping MAB for Coral LTF when Platinum LTF is almost as good.
True that . No icici cc is worthy to go go through all this hassle.
Do ICICI block card for non usage ?
Can we use it just once a year ?
Right now, have 2 lacs in ICICI will make it 3 lacs at the end of the month.
Aims:
1) Account upgrade, so that I can get Trading cum Demat account free
And 2) Sapphiro LTF 
Trading account is free for first year only if i am correct.
I am holding apay icici credit card only. I get so many calls from kotak , stanc and icici bank for pre approved credit cards that i keep putting them in block list every day.
i have a dormant acc in stanc,
kotak 811 with zero balance
and 8 years old icici savings (salary for first 4 years)account. My current company pays in idbi, i transfer all money from idbi to icici every month. When i have enough i create fd in paytm payment bank.
What’s savings account interest payout of your last quarter?