IDBI ASKING 35K FOR ACCOUNT CLOSURE
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As per RBI, MAB Charges can be levied upto available balance only. Your balance cannot be negetive
@DealFinder @shreyu2105 i have read somewhere that the banks will report this balance to CIBIL
No
Dormant accounts are the bank fraudster employees’ (managers) treasure chest to hide their scams. They discourage customers from closing old dormant account by levying heavy charges, giving reasons photo/signature/name mismatch and account not found in updated database. Bring this and that.
Saucap
My dormant account was closed by Kotak Mahindra bank without any charges. I don’t think anything would happen if you leave it alone.
i have 2 kotak accounts for which they deducted 500 rs MAB 2 times in 2019
after that i did not used my account
waiting to get both accounts closed . otherwise MAB would have reached 25k or more
They will send court notices , failure to attend to notice will end up in complications .
Don’t accept the notice.
Ask them to give the demand for 35k in writing from their official email quoting the relevant bank policy/clause for demanding such amount & keep bank’s nodal office/grievance office in cc.
I have hdfc dormant current account since 10 yrs approx… Will there be any issue?
Never used it
I think someone has mentioned in DD if you just ignore those dormant accounts it will just autoclose in 10 years i think…
not sure though..
Edit: I was assuming it was savings account.
For current account I have no idea.
Thanks @teriab33 for pointing this.