idfc account help needed
Friends need help in two points
- in idfc bank when they preapprove credit cards they mention this
credit limit 1.50%|18% p.a.
credit limit 2.50%|30.00% p.a.
credit limit 2.67%|32% p.a.
credit limit 2.80%|40% p.a.
these are different for each user.what are these percentages here?
- in idfc someone added payees in front of me and after they added account number idfc net banking automatically showed the name of the account holder. i tried it myself today but it did not show me name of account holder but asked me to enter the account holder’s name. which step i am doing wrong here?
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1. 1.50%|18% p.a.
18% in case of non payment, got it. what is this lending rate of 1.50%? why is this different for everyone?depends on cibil score?
2. no it was a non idfc bank account.previously too someone posted here that it shows the name dont know how. i saw first time myself.
1. It’s different for everyone special treat by idfc only not any other bank in credit card.
2. It will show you name but as I checked It’s not true of every account. Maybe they have tied up or got data from some buerau or any other 3rd place but it will not fetch for every account. I have verified it with family accounts. 3/5. Previously this facility was there in cred rent but later they removed. Don’t know why
1. bro what is rate of 1.50%? i am confused with this.
2. maybe account specific also. i am not able to fetch account name of hdfc account holder. told my friend to check in his account he can fetch name of hdfc account holder and ifsc code by just using account number.
+ @rockingneo
it is fetching for hdfc also, for some accounts and for some it does not. can u check with hdfc in your account?
@abhishek012 paji from where do these banks/apps like cred fetch account holder name just if we enter the account holder’s account number? some internal shared database?if yes then why not they fetch all bank’s accountholders name?
22g baki bank thodi na share karenge aise
@kukdookoo 22g, where can we find pre-approved cards.
What are the slabs of income for each variant of IDFC credit card ?
check in internet banking
keep high balance, you will get higher limit card maybe wealth
@rockingneo @akki.akki
worked with yes bank in one account. did not fetch account name when tested from another account.
to fetch the name of the account holder, try paytm rent option
can u share exact steps? dont use paytm aajkal
I maintain 5 lakhs plus at the tim of opening onwards but not get any offer
kitna der rakha balance?
I maintain 5lakhs us but not get
1. percentage is most the lending rate on CC or the interest that you will pay in case of non payment
2. That someone might have added IDFC account, where as you might have added non IDFC account.