Hot Deal

IDFC Bank Free RuPay Platinum debit card | Apply process (Amazon add money offer working)

406°
Finance Ninja
abhishek012

IDFC Bank Free RuPay Platinum debit card | Apply process (Amazon add money offer working):

All information is shared by @some1anywhere964

Here is the full apply process shared by him -

IDFC First Vishesh account RuPay Platinum. This account is only for rural customers but for some reason beyond me, the sales manager was somehow super nice, super kind to me at my IDFC branch. He fought with backend team to force them to open Vishesh account for metro customer. No idea why. Maybe because I told them I will have FDs there of significant amount and already have loan accounts with no outstanding amount (Amazon Pay Later, Flipkart Pay Later, Ola Money PostPaid, Mobikwik ZIP - all from IDFC). AMB ₹5000 but debit card is completely free just like HDFC SavingsMax debit cards. Account opened offline at branch but directly on tablet, otherwise can open via paper form also at branch. Card arrives home in a few days, no chip shortage issue. Activate online after internet banking/mobile banking self-registration, and change e-commerce transaction limit. Worked instantly for Amazon offer.

Physical card image here - 

IDFC2

Expired
12 Comments  |  
7 Dimers
  • Sort By
Finance Mentor Finance Mentor
Link Copied

Baaki card numbers peeche hain kya? Manager Babu hamara account open kar dega kya whatsapp pe? Lagta hai direct online option nahi hai.

BTW, aajkal idfc bank girti hi kaa Rahi hai aur izzat bechti hi Jaa Rahi hai... Performance and trust wise.

Finance Ninja Finance Ninja
Link Copied
Offline open.
Deal Cadet Deal Cadet
Link Copied

https://www.idfcfirstbank.com/rural-banking/acc...

Listed under Rural Banking.. I don't think it is worth ( issuance 500, amc 300 )

https://cdn0.desidime.com/attachments/photos/790825/medium/Screenshot_from_2022-07-23_10-14-08.png?1658551505

Finance Ninja Finance Ninja
Link Copied
I think this charges are revised.

@agnivo007
Finance Mentor Finance Mentor
Link Copied

₹500 issuance? IDFC has now started rural loot... Iski share price isliye hi itna giri hui hai, RBI se choona khayega kuch hi din mein lagta hai.

Deal Lieutenant Deal Lieutenant
Link Copied
Dekhte hain agle 6 mahine me kahan jati hai stock price
Benevolent Benevolent
Link Copied
@some1anywhere964 Bro Can I Get Add-On Card For 25k Balance Account, Already Having Signature Card ... If Yes Will There Any Issuance Charges + Amc ??? Any idea
Savings Mentor Savings Mentor
Link Copied

Ask at your IDFC branch. No idea bro 

Benevolent Benevolent
Link Copied

@abhishek012 paji koi rupay card nahi chorhte

Finance Mentor Finance Mentor
Link Copied

Accha hai, koi buri cheez lekar timepass karne se behtar hai...

Savings Mentor Savings Mentor
Link Copied

Well in September they cut ₹590 debit card charges. I distinctly remember IDFC advertising debit card on this account as free which is why I opened it but can't seem to find that page on their website as they have secretly removed/updated it. Oh well time to force them to reverse or else approach RBI.

Annual charges are ₹300+GST for now.

Update: Filed a complaint saying that when I opened the account in July, the website specifically said "nil" issuance charges after 30.06.2022 (yes it was very specific) and then they silently revised the charges to ₹500+GST some time recently in September and updated the website to remove all traces of "nil" issuance charges. I threatened to complain to RBI since this is a case of bank going back on their claim just to get customers to open accounts. They agreed to reverse the charges in max. 7 days (they haven't reversed yet though).

Savings Mentor Savings Mentor
Link Copied

They reversed the charges (₹500+GST=₹590) later on because when I had opened the account, they had advertised "nil" charges and two months later, they had revised the charges. But for new accounts, that won't be the case. So 6 months of Amazon Pay offer will be gone in recovering the DC charges only. Annual charges for now are ₹300+GST.

replyuser
Click here to reply
Reply