https://www.desidime.com/discussions/idfc-cc-query?page=1#post_8811703
why you want to spend 25k on idfc they don't usually give spend based targets... you can pay rent to your friends or load paytm wallet and transfer back to account
Idfc cc query
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Hi,
How to spend 25k without actually spending
If you can't share here, pls dm
Thank you
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https://www.desidime.com/discussions/idfc-cc-query?page=1#post_8811790
Bob_The_Builder wrote:why you want to spend 25k on idfc they don't usually give spend based targets... you can pay rent to your friends or load paytm wallet and transfer back to account
Once i cross 25k, i will get 10x on 125rs. Everymonth i can't spend. So asking you guys...
https://www.desidime.com/discussions/idfc-cc-query?page=1#post_8811796
Bob_The_Builder wrote:why you want to spend 25k on idfc they don't usually give spend based targets... you can pay rent to your friends or load paytm wallet and transfer back to account
Paytm wallet charging 4.35.
https://www.desidime.com/discussions/idfc-cc-query?page=1#post_8812596
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I_AM_5RAV5 wrote:Once i cross 25k, i will get 10x on 125rs. Everymonth i can't spend. So asking you guys...
okay in that case don't use rent payment because they wont count rent payment in 25k threshold...
https://www.desidime.com/discussions/idfc-cc-query?page=1#post_8813684
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Bob_The_Builder wrote:wallet load counts?okay in that case don't use rent payment because they wont count rent payment in 25k threshold...
https://www.desidime.com/discussions/idfc-cc-query?page=1#post_8816024
Anyone pls?
https://www.desidime.com/discussions/idfc-cc-query?page=1#post_8816168
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Bob_The_Builder wrote:Off topicokay in that case don't use rent payment because they wont count rent payment in 25k threshold...
I paid insurance premium using idfc cc. it didn't earn points. My question is will this spend count towards 25k?
@guest_999 @getready @abhishek012
https://www.desidime.com/discussions/idfc-cc-query?page=1#post_8816195
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I_AM_5RAV5 wrote:
wallet load counts?
yes
https://www.desidime.com/discussions/idfc-cc-query?page=1#post_8816200
The threshold is 25k or 20k for idfc for 10x rewards? Dont remember actually
https://www.desidime.com/discussions/idfc-cc-query?page=1#post_8816294
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I_AM_5RAV5 wrote:
Off topic
I paid insurance premium using idfc cc. it didn't earn points. My question is will this spend count towards 25k?
@guest_999 @getready @abhishek012
A bit ambiguous wording but I think it won't count. Still check if it works.
Reward program not applicable on Fuel, Insurance, EMI transactions & Cash withdrawals
Rental and Property management transactions will not be a part of 10X reward program and 10X threshold calculations. However, such transactions will earn 3X reward points
P.S. If you start paying 25k rent every month then sooner or later it may catch attention of IT dept if your filed itr return total income not able to support this expense every month.
https://www.desidime.com/discussions/idfc-cc-query?page=1#post_8816388
Wallet load also catches attention of IT? @guest_999
https://www.desidime.com/discussions/idfc-cc-query?page=1#post_8816464
I_AM_5RAV5 wrote:Anything has the chance of catching IT dept attention if amount is significant & not matches at all with your filed IT return. For reference there was someone here who got notice for doing money rotation of 60 lakh+ while filing an itr of annual income 15 lakh.Wallet load also catches attention of IT? @guest_999
https://www.desidime.com/discussions/idfc-cc-query?page=1#post_8816620
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I_AM_5RAV5 wrote:
Off topic
I paid insurance premium using idfc cc. it didn't earn points. My question is will this spend count towards 25k?
@guest_999 @getready @abhishek012
Only way to be sure is "trial and error" (Select wallet loads did work for spend targets in the past and i suppose they still do with IDFC CCs) + Banks don't specify this info under card MITC (only the RP eligibility + that too unreliable. For a lot of new/ unpopular cards, the banks/card issuers intentionally allow RP earning for wallet loads and other excluded categories)
https://www.desidime.com/discussions/idfc-cc-query?page=1#post_8816726
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getready wrote:Thank you. Pls read main post, if you know any tricks, pls shareOnly way to be sure is "trial and error" (Select wallet loads did work for spend targets in the past and i suppose they still do with IDFC CCs) + Banks don't specify this info under card MITC (only the RP eligibility + that too unreliable. For a lot of new/ unpopular cards, the banks/card issuers intentionally allow RP earning for wallet loads and other excluded categories)
https://www.desidime.com/discussions/idfc-cc-query?page=1#post_9005106
Bob_The_Builder wrote:why you want to spend 25k on idfc they don't usually give spend based targets... you can pay rent to your friends or load paytm wallet and transfer back to account
does it have processing /convience fees?
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