Enjoy being a min. amount due payer then...
Received mail from IDFC, is it worth to avail this benefit?,I usually have 30k monthly bill from other credit cards.
"We have reduced the interest rate of your IDFC FIRST Bank Credit Card to 9% p.a. effective 16/07/2023.
Grab this chance to transfer your outstanding bills from other credit cards to your IDFC FIRST Bank Credit Card
Based on periodic review, we are delighted to inform you that we have reduced your monthly interest rate from 1.5% p.m to 0.8% p.m. effective 16/07/2023. This interest rate too puts you first, since it is lower than the industry standards – where the average interest rate is above 3.5% p.m.! Please note, this interest is applicable only if you do not pay your full Credit Card outstanding amount, and is applied on all the balances carried forward, and all subsequent purchases. As a customer-friendly advisory, we recommend that you pay your full outstanding to avoid paying interest or any penal charges.
You are a highly valued customer, and in this spirit, here are some value-gaining tips from us:
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