IDFC Credit Card stops point redemption for Amazon and Flipkart GV

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Deal Cadet
mihir2812711

https://idfcfirstrewards.poshvin...m/

Now there is no option to redeem Reward points in Amazon or Flipkart Gift card.

The available options are not so good to pay utility bills.

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Deal Cadet Deal Cadet
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Wtf

Deal Subedar Deal Subedar
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idfc’s points aren’t redeemable for statement credit?

Delhi Capitals Delhi Capitals
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Tjs15 wrote:

idfc’s points aren’t redeemable for statement credit?

Yes it’s available.

Deal Cadet Deal Cadet
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Pikachu_1 wrote:

Yes it’s available.

How to redeem for statement credit?

Delhi Capitals Delhi Capitals
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vasanth_ece wrote:

How to redeem for statement credit?

When you are paying on any site through Idfc credit card you will get option for ‘Pay with rewards or points’

Deal Subedar Deal Subedar
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Pikachu_1 wrote:

When you are paying on any site through Idfc credit card you will get option for ‘Pay with rewards or points’

What is the convertion ratio?
For gv it was .25 per reward point.

Deal Lieutenant Deal Lieutenant
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jainashish85 wrote:

What is the convertion ratio?
For gv it was .25 per reward point.

Same. 4 points = 1.  While paying on any website.  Transaction more then 100. It will be paid through credit card,  then you will receive amount back in credit card equal to rps in 2-3 days

https://cdn0.desidime.com/attachments/photos/738482/medium/IMG_20220122_170209.jpg?1643598779

Deal Cadet Deal Cadet
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Amazon gift voucher is back.seems it’s a temporary issue.

Lucknow Super Giants Lucknow Super Giants
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Pikachu_1 wrote:

When you are paying on any site through Idfc credit card you will get option for ‘Pay with rewards or points’

What is conversion ratio for statement credit? @Pikachu_1

Deal Cadet Deal Cadet
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vasanth_ece wrote:

Amazon gift voucher is back.seems it’s a temporary issue.

I wasted my points on Bigbazar.

Deal Subedar Deal Subedar
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I just redeemed for amazon GV from IDFC app only. What are you guys saying ??

Deal Cadet Deal Cadet
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Manitian wrote:


I just redeemed for amazon GV from IDFC app only. What are you guys saying ??

Its not available in morning.

Deal Cadet Deal Cadet
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sab banks aisa krte h.. First they offer cc and lure people in name of rps and then slowly aukat dikha dete h

Idfc was giving 7% as internet on sb account.. Ab kya hua?   Maut aa gyi 7% dete dete. They said we pay best interest rate and now? No one gives damn about what they and other banks are doing

guys stop getting lured for such cc, interest rate offers… Sab apni aukat ek na ek din dikha dete hai. 

galiyaan dene ka mann karta h idfc bank k uss executive ko jisne ye bolke account khola tha ki 7% interest milega… Chor h sab

Hotshot Hotshot
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FreakingAwesome wrote:

sab banks aisa krte h.. First they offer cc and lure people in name of rps and then slowly aukat dikha dete h

Idfc was giving 7% as internet on sb account.. Ab kya hua?   Maut aa gyi 7% dete dete. They said we pay best interest rate and now? No one gives damn about what they and other banks are doing

guys stop getting lured for such cc, interest rate offers… Sab apni aukat ek na ek din dikha dete hai. 

galiyaan dene ka mann karta h idfc bank k uss executive ko jisne ye bolke account khola tha ki 7% interest milega… Chor h sab

Bhai relax Karo.. yeh har business main hota hain for customer acquisition.. lure with offers then remove offers once people get engaged.

Chennai Super Kings Chennai Super Kings
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Manitian wrote:


I just redeemed for amazon GV from IDFC app only. What are you guys saying ??

Instead of redeeming vouchers in IDFC app, better to use those reward points in upcoming Transactions.

Both redeeming gvs and using RPs in Txn gives Rs. 0.25 per point.

But when we use the RPs in Transaction, we will also get RPs for the transaction amount. 

Edit : This is specific to IDFC cards.

Cool Cool
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If there’s an option to redeem as statement credit, why are you buying gvs?? You can always buy the gv with further discount from the saved money.
PS: Will be getting my IDFC millennia card next week.

Chennai Super Kings Chennai Super Kings
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MSDfan wrote:

If there’s an option to redeem as statement credit, why are you buying gvs?? You can always buy the gv with further discount from the saved money.
PS: Will be getting my IDFC millennia card next week.

Mostly many are new to IDFC cards, including me.


IDFC is not directly giving it as Statement credit like other banks do. We can use that points at the time of upcoming debit txns.


I also not used this earlier, thinking that RPs will not be given for those txns, but found out that they were giving Reward Points for these txns as well thru my last month statement and now following these.

Deal Subedar Deal Subedar
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bohemian wrote:

Same. 4 points = 1.  While paying on any website.  Transaction more then 100. It will be paid through credit card,  then you will receive amount back in credit card equal to rps in 2-3 days

https://cdn0.desidime.com/attachments/photos/738482/medium/IMG_20220122_170209.jpg?1643598779

what if refund is processed by the merchant ? will they Credit back RP ?

Perfectionist Perfectionist
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akki.akki wrote:

what if refund is processed by the merchant ? will they Credit back RP ?

Mostly no. It will be refunded as normal statement refund only.

Deal Lieutenant Deal Lieutenant
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akki.akki wrote:

what if refund is processed by the merchant ? will they Credit back RP ?

No idea bro, I think full refund will be credited back in card statement as it is deducted from card itself in first place. Points adjustment happens after 2 days. So adjusted points remains as statement credit.

Lucknow Super Giants Lucknow Super Giants
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bohemian wrote:

No idea bro, I think full refund will be credited back in card statement as it is deducted from card itself in first place. Points adjustment happens after 2 days. So adjusted points remains as statement credit.

When we select pay with rewards can we do remaining payment with card or we have to do whole payment with rewards only? @bohemian @avgn

Deal Lieutenant Deal Lieutenant
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StreetView wrote:

When we select pay with rewards can we do remaining payment with card or we have to do whole payment with rewards only? @bohemian @avgn

The whole payment will be paid with credit card only. Your reward points value will be credited back after 2 days if you select rewards while transaction

Lucknow Super Giants Lucknow Super Giants
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bohemian wrote:

The whole payment will be paid with credit card only. Your reward points value will be credited back after 2 days if you select rewards while transaction

plus1 Thanks for quick reply.
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