IDFC FIRST Millennia Credit Card: कैश निकालने पर नहीं लगेगा ब्याज

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IDFC FIRST Millennia Credit Card: कैश निकालने पर नहीं लगेगा ब्याज, जानें अन्य फीचर्स



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Anyone tried this?

The cash advance fee of 250₹ is per transaction?

What is the max withdrawal per transaction?

Pls share best practices with regard tomax withdrawal, etc

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jainashish85 wrote:

Anyone tried this?

The cash advance fee of 250₹ is per transaction?

What is the max withdrawal per transaction?

Pls share best practices with regard tomax withdrawal, etc

It is ₹250+GST=₹292 per transaction.
Max limit (per statement, I think) is 10% of your credit limit.

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tvirus wrote:

It is ₹250+GST=₹292 per transaction.
Max limit (per statement, I think) is 10% of your credit limit.

in ATM per swipe how much we can withdraw is the query
b’cos every swipe adds Rs292 charges as u mentioned
can we withdraw say 1lac in one swipe?
@jainashish85 since they mentioned ‘in emergencies’ I guess 1 or 2 cash withdrawals per year allowed else they may cancel that privilege and impose usual charges

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caks2006407 wrote:

in ATM per swipe how much we can withdraw is the query
b’cos every swipe adds Rs292 charges as u mentioned
can we withdraw say 1lac in one swipe?
@jainashish85 since they mentioned ‘in emergencies’ I guess 1 or 2 cash withdrawals per year allowed else they may cancel that privilege and impose usual charges

You can withdraw any amount upto 10% of your limit. If you have 10L limit, then you can withdraw 1L.
You can check it in the app, right under the credit limit is cash limit.

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tvirus wrote:

You can withdraw any amount upto 10% of your limit. If you have 10L limit, then you can withdraw 1L.
You can check it in the app, right under the credit limit is cash limit.

Thx for ur time and reply but u did not get my or jainas..query, read again

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ATMs generally have a withdrawal limit of 10K/25K per transaction I think

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adrishya wrote:

ATMs generally have a withdrawal limit of 10K/25K per transaction I think

Yes, I think around ₹50000. Depends on bank I think

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One of my banker friend said there is a limit of 40 notes per transaction, with 2000 ₹ notes off ATM’S so my guess is max 20k/transaction.

But again idfc may impose per txn limits.

Again looking for some practical experience and not just guess work that even I attempted smile

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290 per transaction. Most ATMs have multiple of 500 these days. Max 40 notes so there’s a limit too.

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