IDFC First Power Plus credit card - be wary of high charges on fuel transactions

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Deal Newbie
schopde12

Long time lurker, first time poster.

Applied for and received Rupay Select Power Plus credit card. First credit card from IDFC Bank.


Did a fuel transaction of 2707 at pump, but transaction amount was updated to 2802 in statement. Called customer care and they confirmed that there are charges on fuel transactions which are different from surcharge.


An amount of 27, 1% of pump amount was refunded within a day of transaction.


I paid using ICICI POS device.

PS: received 448 reward points, equal to 4% of total amount, not pump amount.

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Deal Newbie Deal Newbie
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@swordfish - Additional 1.5% cashback is only if you use HP Pay app for payment.

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The PostMighty The PostMighty
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Ye to Ghate Ka Sauda Hai Re Baba unamused

Deal Cadet Deal Cadet
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Worst fuel card

Deal Cadet Deal Cadet
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Btw...did u get 4% + 1.5% cashback?

Deal Newbie Deal Newbie
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I received 448 reward points, which is equal to 112 rupees, so only 4% cashback as yet. If I receive more, I'll update here.

Deal Newbie Deal Newbie
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Your post prompted me to highlight similar situation I faced with IDFC First. Cheers.

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Deal Cadet Deal Cadet
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Can anyone confirm this?

The PostMighty The PostMighty
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Confirm what? That there are high charges on IDFC First Power Plus credit card? The OP has stated so and provided all the details.

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Deal Newbie Deal Newbie
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Swiped the card at Star Bazaar. Received 294 reward points which was 5% of the bill.

Deal Newbie Deal Newbie
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@swordfish - Additional 1.5% cashback is only if you use HP Pay app for payment.

Deal Newbie Deal Newbie
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HOW TO AVOID THIS SITUATION?

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