IDFC First Wealth CC

I've been working from hometown (Patna) and was looking out to get IDFC First CC, at least Select variant and if possible, Wealth.

So, I did reach out one of the branches in Patna and asked them if there are high chances to get Wealth CC after opening 25k MAB savings account. I got to know that except for FD backed CC (which is Wow I guess), other CCs aren't available in Patna.

Recently I got my CIBIL score corrected (long story short - my score was disturbed because of Ola Money Postpaid reporting incorrect dues of Rs. 2 and it took 7+ months to get my CIBIL score on track) and I am in Bengaluru, so, took a chance of applying for IDFC First CC despite not having any residential proof in Bengaluru.

The application process went smooth, when asked if I hold any other bank's CC, I mentioned HDFC with 5.5L credit limit. I got the application approved (for Wealth CC) without any income proof with same limit as of my HDFC Regalia CC. I was scared if at any point being asked for my residence proof in Bengaluru as I didn't have it. A representative from IDFC First bank did come to residence, asked if it's rented/owned, how long I've been living there, took a photo of me and went away. Application has been approved, card has been dispatched and I can't be more happy to get Wealth CC.

I'm yet to receive the physical card but I need suggestion on a few pointers :

- May is my birthday month, so, will loading Paytm wallet for 4k from Uber fetch 10x RP ?

- Does loading Paytm wallet give 1.5% effective cashback (6x RP) ? If yes, I can utilize this CC going forward instead of APay ICICI CC.

- Any other suggestion/pointers to make the best use of this CC ?

P.S. Those who are interested in applying for any IDFC First Bank CC can DM for (mutual) referral benefit.