IDFC Loan in Cibil

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Royal Challengers Bangalore
Santhu4444

I do not have any loan but Cibil started showing IDFC Loan. Please advise which Pay Later service has been powered by IDFC.

I have only Mobikwik Pay Later which I activated by mistake and I have deactivated since then.

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Deal Lieutenant Deal Lieutenant
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they started auto activating emi first on debit cards for few customers. check if this is that or not.

Royal Challengers Bangalore Royal Challengers Bangalore
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kukdookoo wrote:

they started auto activating emi first on debit cards for few customers. check if this is that or not.

Flipkart?

Analyst Analyst
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It’s Flipkart pay later

Deal Lieutenant Deal Lieutenant
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It is mobikwick pay later. You can only disable it but can’t able to close it

It will show up as idfc loan with limit of 50000 and usage as 0.

Same is in my mobikwick account.

Spearhead Spearhead
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Remember that Amazon pay later is maintained by IDFC

Deal Subedar Deal Subedar
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Will be rectified in a month. There have been many threads regarding this (including mine)

Deal Cadet Deal Cadet
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Amazon pay later
Flipkart pay later
Ola money postpaid
Lazypay

Check all the above.. I managed to find mine as Ola, Lazypay, flipkart and closed them after amazon.

Royal Challengers Bangalore Royal Challengers Bangalore
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kukdookoo wrote:

open net banking and check debit card section

I have couple of bank accounts, what should I check in Net Banking?

Royal Challengers Bangalore Royal Challengers Bangalore
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aravindh_ramachandran833 wrote:

Amazon pay later
Flipkart pay later
Ola money postpaid
Lazypay

Check all the above.. I managed to find mine as Ola, Lazypay, flipkart and closed them after amazon.

Checked everything only Mobikwik is activated by mistake and I have disabled it.

Deal Lieutenant Deal Lieutenant
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Bk100 wrote:

It is mobikwick pay later. You can only disable it but can’t able to close it

It will show up as idfc loan with limit of 50000 and usage as 0.

Same is in my mobikwick account.

+1
@Santhu4444 Disabling from the app, doesn’t closes the loan; You will have to send mails to mobiwkik and more importantly to idfc with the account/loan number asking them to close it off; make sure that there’s no due/unpaid amount;

Royal Challengers Bangalore Royal Challengers Bangalore
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BlueFlash wrote:

+1
@Santhu4444 Disabling from the app, doesn’t closes the loan; You will have to send mails to mobiwkik and more importantly to idfc with the account/loan number asking them to close it off; make sure that there’s no due/unpaid amount;

Yes. Correct.

Royal Challengers Bangalore Royal Challengers Bangalore
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Update : After complaining on Twitter, IDFC folks called me and they were very helpful. Gave an email address of Mobikwik to get this account closed. They said it is possible for Mobikwik to close this account.

Deal Lieutenant Deal Lieutenant
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Santhu4444 wrote:

Update : After complaining on Twitter, IDFC folks called me and they were very helpful. Gave an email address of Mobikwik to get this account closed. They said it is possible for Mobikwik to close this account.

But mobikwick don’t have option to close zip account.

I talked with cc in past. They said we don’t have option to close zip account. Only you can disable it. We are helpless .they said. 😡

Royal Challengers Bangalore Royal Challengers Bangalore
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Bk100 wrote:

But mobikwick don’t have option to close zip account.

I talked with cc in past. They said we don’t have option to close zip account. Only you can disable it. We are helpless .they said. 😡

Told me the same but IDFC guy said we can close it and asked me to send email to [email protected]

Deal Lieutenant Deal Lieutenant
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Santhu4444 wrote:

I have couple of bank accounts, what should I check in Net Banking?

idfc jiska apne thread banaya ha

Royal Challengers Bangalore Royal Challengers Bangalore
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Santhu4444 wrote:

Update : After complaining on Twitter, IDFC folks called me and they were very helpful. Gave an email address of Mobikwik to get this account closed. They said it is possible for Mobikwik to close this account.

Update : Received mail confirmation from Mobikwik that this will be closed and removed from Cibil within 8 – 10 days. I will have to wait for next month’s cibil report to confirm.

Deal Subedar Deal Subedar
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Santhu4444 wrote:

Update : Received mail confirmation from Mobikwik that this will be closed and removed from Cibil within 8 – 10 days. I will have to wait for next month’s cibil report to confirm.

Hi, thanks for providing the email address. I have requested confirmation for closing the zip account and they replied as below:

This is in reference to your concern regarding the option of ZIP payment at MobiKwik.

Please be informed that the ZIP service for this wallet has been disabled.

It didn’t seem to talk about closing the account. Can you please let me know if this was similar experience ? Thanks

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