IDFC Loan in Cibil
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Its not activated brother.
they started auto activating emi first on debit cards for few customers. check if this is that or not.
Flipkart?
It’s Flipkart pay later
It is mobikwick pay later. You can only disable it but can’t able to close it
It will show up as idfc loan with limit of 50000 and usage as 0.
Same is in my mobikwick account.
+1
@Santhu4444 Disabling from the app, doesn’t closes the loan; You will have to send mails to mobiwkik and more importantly to idfc with the account/loan number asking them to close it off; make sure that there’s no due/unpaid amount;
Remember that Amazon pay later is maintained by IDFC
Will be rectified in a month. There have been many threads regarding this (including mine)
Amazon pay later
Flipkart pay later
Ola money postpaid
Lazypay
Check all the above.. I managed to find mine as Ola, Lazypay, flipkart and closed them after amazon.
Checked everything only Mobikwik is activated by mistake and I have disabled it.
Update : After complaining on Twitter, IDFC folks called me and they were very helpful. Gave an email address of Mobikwik to get this account closed. They said it is possible for Mobikwik to close this account.
But mobikwick don’t have option to close zip account.
I talked with cc in past. They said we don’t have option to close zip account. Only you can disable it. We are helpless .they said. 😡