IDFC Loan in Cibil

213°
Deal Cadet
Uhtnas4444
I do not have any loan but Cibil started showing IDFC Loan. Please advise which Pay Later service has been powered by IDFC. I have only Mobikwik Pay Later which I activated by mistake and I have deactivated since then.
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Pro Tech Guru Pro Tech Guru
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Flipkart pay later ?
Deal Cadet Deal Cadet
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Its not activated brother.

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Benevolent Benevolent
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they started auto activating emi first on debit cards for few customers. check if this is that or not.

Deal Cadet Deal Cadet
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Flipkart?

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Analyst Analyst
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It’s Flipkart pay later

Finance Mentor Finance Mentor
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It is mobikwick pay later. You can only disable it but can’t able to close it

It will show up as idfc loan with limit of 50000 and usage as 0.

Same is in my mobikwick account.

Critic Critic
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+1
@Santhu4444 Disabling from the app, doesn’t closes the loan; You will have to send mails to mobiwkik and more importantly to idfc with the account/loan number asking them to close it off; make sure that there’s no due/unpaid amount;

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Spearhead Spearhead
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Remember that Amazon pay later is maintained by IDFC

Generous Generous
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Will be rectified in a month. There have been many threads regarding this (including mine)

Deal Cadet Deal Cadet
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Amazon pay later
Flipkart pay later
Ola money postpaid
Lazypay

Check all the above.. I managed to find mine as Ola, Lazypay, flipkart and closed them after amazon.

Deal Cadet Deal Cadet
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Checked everything only Mobikwik is activated by mistake and I have disabled it.

Deal Cadet Deal Cadet
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Update : After complaining on Twitter, IDFC folks called me and they were very helpful. Gave an email address of Mobikwik to get this account closed. They said it is possible for Mobikwik to close this account.

Finance Mentor Finance Mentor
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But mobikwick don’t have option to close zip account.

I talked with cc in past. They said we don’t have option to close zip account. Only you can disable it. We are helpless .they said. 😡

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