idfc first millennia credit card query
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Does the card give 10x rewards on wallet load above 20k?
Also plz suggest any other card which gives better rewards on wallet load? Minimum wallet load per month is 30k
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Understood also is it on cumulative spends or every transaction should be above 20k to get incremental 10x rewards?
One of my friends is getting 6x bro
There are so many cards for wallet load
Amex mrcc is one of the best cards
I heard Bob select is similar to amex mrcc
Will check that thanks
@RunZone Its an excellent card. I have never faced any issues in rewards tracking. It will be provided during the bill generation. U can redeem for statement credit with no fees. Its an excellent card combined with so many offers of BoB. But getting it is a headache. Nobody cares!! you have to run behind them even after having all docs. It took more than 3 months for me and a lot of follow ups.
I was hoping it did not have any physical verification as they have vKYC feature but after what you have said, it will multiple physical meeting with the bank.
Problem is one cannot apply for this card without savings account and there is no nearby branch near me
No branch visit needed. I got mine completely online.
@ssgrocker
No idea about other hdfc cards, I have been using money back card, points redemption is easy and there will not be any other charges. On top of this, they give Milestone offer ( We get rs.500 voucher if we spend rs.50000 in 3 months) even wallet load is also considered as part of this spend
Edit:
Agree with you point value is low
As I said no questions on the offers and quality of hdfc. If it was not the case I would not have used HDFC CC since 2010. It was my first CC back then.
As I told it’s a big hassle getting the card. Look who was to be involved to get me the card😅
That’s some escalation.
Is that still IDFC First Millinia or firstpower plus card gives reward points on wallet load?
All IDFC cards gives on incremental amount meaning for 30k wallet load they will give 6x/1.5% on 20k & 10x/2.5% on 10k(amount over & above 20k).