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IDFC Wealth Credit Card - Eligibility Criteria?

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satswid

I am trying to get my hands on IDFC First Wealth CREDIT card(VISA Infinite). My RM says that there is some internal criteria for getting that card, that they cannot share.

They said they only have pre-approved First Select Card that they can give me.

Did any of you manage to get this card?

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Deal Cadet Deal Cadet
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I had got wealth variant last month. Still not used for a single time. Not find anything special reason to use yet.
Applied online was shown 4lacs limit without docs or 10 lacs limit with current card statement. I submitted hdfc statement which has limit more than 10 lacs
Got issued card with 10L limit without any additional  docs.
Income not shared. No existing idfc relation.

Deal Cadet Deal Cadet
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@anjulk2281

Is it LTF though?

Benevolent Benevolent
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@satswid

Annual Card Membership fee – Rs. 7,999 + applicable taxes

@dhinchakrohit

IDFC cards are one of the best now

a.LTF

b.2.5% RP(after 20K spends)

c. RP never expire and no redemption fee, also pay with points

d.RP credited same statement and no 90/120 day gimmicks

many other benefits like railway lounge/airport lounge, movie tickets(B1G1)...

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Benevolent Benevolent
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From what I read on website, it was 36Lakh income.

Critic Critic
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Tagging @aam_aadmi who has this card I believe.

In general you either need to have a really high NRV with IDFC; or have the required ITR (36L+) or other such super premium cards like Amex plat, Infinia for starters.

Helpful Helpful
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Hi, had one question in general regarding ITR if you don’t mind asking. Can you please clarify if Gross total income [1(d) in Form16] which include unrealised income like stocks(SOPs) be given or only the Base salary [1(a) in Form16] in general for salaried people ? Thanks

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Helpful Helpful
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What's the use of this wealth card, it's just another ordinary card as of now. U can get one by keeping 10L relationship i guess..
Deal Cadet Deal Cadet
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It’s a VISA infinite card, which has its own perks.

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Finance Mentor Finance Mentor
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B-i-L received it. Was pre-approved. 8.67 L limit. No high NRV maintained. No C2C. Account linked to demat so transactions used to be regular. 

Deal Cadet Deal Cadet
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.

Deal Cadet Deal Cadet
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I had got wealth variant last month. Still not used for a single time. Not find anything special reason to use yet.
Applied online was shown 4lacs limit without docs or 10 lacs limit with current card statement. I submitted hdfc statement which has limit more than 10 lacs
Got issued card with 10L limit without any additional  docs.
Income not shared. No existing idfc relation.

Deal Cadet Deal Cadet
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Was your HDFC NRV very high?

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Benevolent Benevolent
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Anyone recently applied for idfc cc while having bank account with them ?

Generous Generous
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Yes

Deal Newbie Deal Newbie
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Any way to upgrade a Select to a Wealth variant?
Commentator Commentator
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Approach writing to credit card customer care that u would need an upgrade from select to wealth provided if u got idfc first savings account with Net relationship value of more than 10L

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Finance Ninja Finance Ninja
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my experience with IDFC first credit card application process

Please Visit
https://ddime.i...HQ

Deal Newbie Deal Newbie
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I have 2 idfc first bank credit cards.
1st one issued in January 2021 which is wealth.
2nd is Millenia issued by December 2021. I randomly went to see to find whether i am eligible for the new idfc private credit card which is yet to launch, through idfc application online, but this idfc millenia card popped out. So why leave it, so grabbed it.
Over this after getting my second credit card from idfc, i was taking with their customer care regarding a query, the executive was surprised to see 2 credit card of idfc tagged to me. And above all this, I dont have any savings account with idfc. laughing

Deal Cadet Deal Cadet
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.

Commentator Commentator
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I got mine on card 2 card basis. Applied online. Talk to CC. My salary is also good but I think i got it due to C2C.

Benevolent Benevolent
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@satswid any update..did u manage to get wealth cc ?
I am also being offered pre-approved IDFC SELECT cc but i want wealth one
Deal Cadet Deal Cadet
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Ye they sent it to me a few months back. But now I am eyeing the Private Card smile
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