IDFC Wealth Credit Card - Eligibility Criteria?
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I am trying to get my hands on IDFC First Wealth CREDIT card(VISA Infinite). My RM says that there is some internal criteria for getting that card, that they cannot share.
They said they only have pre-approved First Select Card that they can give me.
Did any of you manage to get this card?
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Tagging @aam_aadmi who has this card I believe.
In general you either need to have a really high NRV with IDFC; or have the required ITR (36L+) or other such super premium cards like Amex plat, Infinia for starters.
Hi, had one question in general regarding ITR if you don’t mind asking. Can you please clarify if Gross total income [1(d) in Form16] which include unrealised income like stocks(SOPs) be given or only the Base salary [1(a) in Form16] in general for salaried people ? Thanks
B-i-L received it. Was pre-approved. 8.67 L limit. No high NRV maintained. No C2C. Account linked to demat so transactions used to be regular.
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I had got wealth variant last month. Still not used for a single time. Not find anything special reason to use yet.
Applied online was shown 4lacs limit without docs or 10 lacs limit with current card statement. I submitted hdfc statement which has limit more than 10 lacs
Got issued card with 10L limit without any additional docs.
Income not shared. No existing idfc relation.
Was your HDFC NRV very high?
Anyone recently applied for idfc cc while having bank account with them ?
Approach writing to credit card customer care that u would need an upgrade from select to wealth provided if u got idfc first savings account with Net relationship value of more than 10L
my experience with IDFC first credit card application process
Please Visit
https://ddime.i...HQ
I have 2 idfc first bank credit cards.
1st one issued in January 2021 which is wealth.
2nd is Millenia issued by December 2021. I randomly went to see to find whether i am eligible for the new idfc private credit card which is yet to launch, through idfc application online, but this idfc millenia card popped out. So why leave it, so grabbed it.
Over this after getting my second credit card from idfc, i was taking with their customer care regarding a query, the executive was surprised to see 2 credit card of idfc tagged to me. And above all this, I dont have any savings account with idfc. 
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I got mine on card 2 card basis. Applied online. Talk to CC. My salary is also good but I think i got it due to C2C.
![Swiggy Instamart: Unibic Choco Kiss Cookies 500gm at ₹70 [location specific]](https://cdn1.desidime.com/topics/photos/1780439/medium/Screenshot_20240425-225254.png?1714065972)
![Pansari Kacchi Ghani Mustard Oil Plastic Bottle (Sarson Tel) 1L [location specific]](https://cdn3.desidime.com/topics/photos/1780421/medium/Screenshot2024-04-25at9.29.19PM.png?1714060899)
I had got wealth variant last month. Still not used for a single time. Not find anything special reason to use yet.
Applied online was shown 4lacs limit without docs or 10 lacs limit with current card statement. I submitted hdfc statement which has limit more than 10 lacs
Got issued card with 10L limit without any additional docs.
Income not shared. No existing idfc relation.
Is it LTF though?
Annual Card Membership fee – Rs. 7,999 + applicable taxes
@dhinchakrohit
IDFC cards are one of the best now
a.LTF
b.2.5% RP(after 20K spends)
c. RP never expire and no redemption fee, also pay with points
d.RP credited same statement and no 90/120 day gimmicks
many other benefits like railway lounge/airport lounge, movie tickets(B1G1)...