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<IMP>Flipkart AXIS CC!

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Spanjaykumar

Today I Applied For Fk Axis CC & Did VKYC, After Received 3 Messages 

1. "Thank you for applying for Axis Bank Flipkart Visa Credit Card. Your application ID is C1-000000XXXXX-C1 and an sms confirming application status, will be sent shortly.

2. "Thank you for applying Axis Bank Credit Card. Your Application C1-000000XXXX-C1 is being reviewed. Kindly expect an update within 5 - 7 working days.

3. KYC Documents Received! Thank you for submitting your documents. Your credit card application is being processed. We will inform you of the status shortly!

But My Documents Not Picked Up & I Did Only VKYC & Its was Showing "Documents Pick-up Pending" But After Sometime Its Showing Documents Received & Card Generation 1 Day.

So My Question "My Application Will Reject Or Approve?

*CIBIL 751, 4 Months Old Amazon CC With Limit 1.30 L....






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Post Emperor Post Emperor
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Spanjaykumar wrote:

Bro, Virtual Card Showing in Flipkart App But Limit Only 15k With Annual Charges Too…. Waiting Physical Card… Don’t know limit increase or not.

But Why 15K Limit For Most Of People… Higher CIBIL Score People Also Get Limit Between 15K To 25K.

Recently many people in my knowledge got only 15k limit even though they have excellent credit score. Now limit increase will be possible only after 6 months.

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nilo09 wrote:

Recently many people in my knowledge got only 15k limit even though they have excellent credit score. Now limit increase will be possible only after 6 months.

Ya Bro!…..Shayad Abhi Axis Ke Pass Pesa Nhi Hai Isliye Kam Limit De Rahe H…..6 months Ke Baad Customers Ko Lootenge Consolidation Charges Ke Naam Pr….

I think "Inki Najar Main Gadha Or Ghoda Dono Ek Saman H First Time 😂

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Tanmayyy wrote:

Axis moment stuck_out_tongue

Iss Card Ke Liye 1 Year Main 10 Enquiry Karwai…. CIBIL Ka Sathyanass Kiya or Ye Prize Diya ☹️

Generous Generous
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nilo09 wrote:

Recently many people in my knowledge got only 15k limit even though they have excellent credit score. Now limit increase will be possible only after 6 months.

Same 15k here unamused Axis won’t increase limit until we complete 6th statement. Tried reaching everyone but no help.

Finance Ninja Finance Ninja
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prem4998 wrote:

Same 15k here unamused Axis won’t increase limit until we complete 6th statement. Tried reaching everyone but no help.

Is it like a common/mandatory thing that axis will increase limit in 6th statement?

Generous Generous
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Tanmayyy wrote:

Is it like a common/mandatory thing that axis will increase limit in 6th statement?

Yes, mandatory. Even if you provide a 8L ITR they won’t increase even a rupee. Criteria is 6 months statement should be completed for being eligible to apply not guaranteed increase after 6 months

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prem4998 wrote:

Yes, mandatory. Even if you provide a 8L ITR they won’t increase even a rupee. Criteria is 6 months statement should be completed for being eligible to apply not guaranteed increase after 6 months

Amazon ICICI CC Best👍🏻 Lifetime Free Card + Decent Credit Limit….I Got First Credit Card From ICICI Bank With Limit 1.30 L…..15K Main To Bas Use Instant & Pay Instant Hi Chalega☹️


Deal Cadet Deal Cadet
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Tanmayyy wrote:

Is it like a common/mandatory thing that axis will increase limit in 6th statement?

It is mandatory that you can’t request for limit increase before  6 statements generated whether they will increase it or not after 6 months is another question.

Deal Lieutenant Deal Lieutenant
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Spanjaykumar wrote:

Bro, Virtual Card Showing in Flipkart App But Limit Only 15k With Annual Charges Too…. Waiting Physical Card… Don’t know limit increase or not.

But Why 15K Limit For Most Of People… Higher CIBIL Score People Also Get Limit Between 15K To 25K.

Same,
15K.
Bullsh**.

Deal Lieutenant Deal Lieutenant
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Spanjaykumar wrote:

@prem4998

@PowerStar

Hello Bro,

Received Just A Message From Axis Bank

“Congratulations, welcome to Axis Bank Credit Cards! Your Application for Axis Bank Credit Card is approved. The card details will follow shortly.”

So I Think My Application Approved But Flipkart Still Showing Card Generation 1 Day 

Bro Card Will Dispatch Soon

Generous Generous
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Spanjaykumar wrote:

Amazon ICICI CC Best👍🏻 Lifetime Free Card + Decent Credit Limit….I Got First Credit Card From ICICI Bank With Limit 1.30 L…..15K Main To Bas Use Instant & Pay Instant Hi Chalega☹️


My first is also with ICICI for 7.2L

Deal Cadet Deal Cadet
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My Flipkart card was approved few days ago with 2.20L Limit !

Benevolent Benevolent
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Spanjaykumar wrote:

Bro, Virtual Card Showing in Flipkart App But Limit Only 15k With Annual Charges Too…. Waiting Physical Card… Don’t know limit increase or not.

But Why 15K Limit For Most Of People… Higher CIBIL Score People Also Get Limit Between 15K To 25K.

Tell me, did u apply on card2card basis ?

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akki.akki wrote:

Tell me did u apply on card2card basis ?

😭 Mujhse Pucha Hi Nhi Kuch Bhi Ki Income Proof Kya Submit Karoge….Maine To 31 January Ko Kewal VKYC Ki Thi Bro Uske Baad Na Documents Na Call Kuch Bhi Nhi…..😁

Ha Usse Pehle 4 Times October Main Apply Kiya Rejected Ho Gaya….Us Time Offline Kyc Huvi Thi Tab To Kyc + 4 Times Call Verification + ITR & Card Statement + Home & Shop Verification & Last Rejected

Uske Baad 4 December Ko Apply Kiya To VKYC option nhi aaya same process & last rejected.

Ab 31 January Ko Apply Kiya To Approved Without Any singal document.

Budding Star Budding Star
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Tyler_Durden wrote:

https://cdn0.desidime.com/attachments/photos/739527/original/Screenshot_2022-02-03-11-21-32-774_com.flipkart.android.jpg?1643869945

guys, I applied the Flipkart axis today, as they stated that “Apply without income proof” you can see on the image above. just now completed the video KYC without any income documents. will it get approved or not? and when will i get an update regarding this?.. whats your thoughts on it

@spanjaykumar @prem4998 @ZNZ @Tanmayyy @tenon09

https://cdn0.desidime.com/attachments/photos/739530/medium/IMG_20220203_120524.jpg?1643870188

Finance Ninja Finance Ninja
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Tyler_Durden wrote:

guys, I applied the Flipkart axis today, as they stated that “Apply without income proof” you can see on the image above. just now completed the video KYC without any income documents. will it get approved or not? and when will i get an update regarding this?.. whats your thoughts on it

@spanjaykumar @prem4998 @ZNZ @Tanmayyy @tenon09

https://cdn0.desidime.com/attachments/photos/739530/original/IMG_20220203_120524.jpg?1643870188

That’s new , haven’t seen that no income proof needed text before. Do you do a lot of shopping from Flipkart?

Budding Star Budding Star
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Tanmayyy wrote:

That’s new , haven’t seen that no income proof needed text before. Do you do a lot of shopping from Flipkart?

its not my primary Flipkart account and my last order was on 22 Aug, though I got this banner and now KYC also Approved

Post Emperor Post Emperor
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Tyler_Durden wrote:

guys, I applied the Flipkart axis today, as they stated that “Apply without income proof” you can see on the image above. just now completed the video KYC without any income documents. will it get approved or not? and when will i get an update regarding this?.. whats your thoughts on it

@spanjaykumar @prem4998 @ZNZ @Tanmayyy @tenon09

https://cdn0.desidime.com/attachments/photos/739530/original/IMG_20220203_120524.jpg?1643870188

If your CIBIL score is above 725 and you have filled your form correctly then 90% chance is that you will get your card with 15k limit.

Finance Ninja Finance Ninja
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Tyler_Durden wrote:

its not my primary Flipkart account and my last order was on 22 Aug, though I got this banner and now KYC also Approved

Do you hold any other bank or axis band credit cards or this is your first?

Deal Cadet Deal Cadet
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Tanmayyy wrote:

That’s new , haven’t seen that no income proof needed text before. Do you do a lot of shopping from Flipkart?

Even if its not written and you don’t do shopping on FK but your cibil is good, they wont ask it like in my case. Only took aadhar and nothing else. 

Budding Star Budding Star
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nilo09 wrote:

If your CIBIL score is above 725 and you have filled your form correctly then 90% chance is that you will get your card with 15k limit.

cibil 785

Finance Ninja Finance Ninja
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RaviMehta15 wrote:

Even if its not written and you don’t do shopping on FK but your cibil is good, they wont ask it like in my case. Only took aadhar and nothing else. 

For me it was declined first so i took their vistara card then got fk axis just by entering cc number , cancelled the vistara card after getting fk axis.

Cool Cool
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Tanmayyy wrote:

That’s new , haven’t seen that no income proof needed text before. Do you do a lot of shopping from Flipkart?


https://cdn0.desidime.com/attachments/photos/739558/medium/Screenshot_20220119-150137.jpg?1643875111I’m getting these msgs regularly.

Benevolent Benevolent
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Tanmayyy wrote:

For me it was declined first so i took their vistara card then got fk axis just by entering cc number , cancelled the vistara card after getting fk axis.

Where did you enter card number to get FK CC, after how many months of vistara;

Finance Ninja Finance Ninja
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caks2006407 wrote:

saved fees of vistara? where did u apply BTW

Asked a local branch employee he said i should take vistara without joining fees offer as it will be approved easily and then take fk axis on basis of it. I did that and cancelled card as soon as fk axis was generated.

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