Important info for sbi simplysave card users regarding online grocery/dept 10x points
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It depends on MCC aka merchant category code of POS?
No matter online or offline
Merchant category code depends on the Merchant registration with payment gateway, it cannot be seller specific. Your Amazon seller specific logic is not right. You are making payment to Amazon with your visa/master card, so the mcc of Amazon regd with visa/master networks will decide how credit cards track the transaction. It is possible that for reliability of successful transactions, Amazon may have regd with multiple MCCs, also for segregating transactions of Sellers like Cloudtail, Pantry, Fresh etc owned by Amazon.
thank you buddy.
i noticed one more thing.not only amazon pantry or fresh,in amazon.in also,when i bought milk shakes or cold press groundnut oil,showing as amazon grocery in bank statement.i don’t know,it will give 10* or not.
edit:
1.and big basket comes under grocery category
2.in another thread,one of the dimers mentioned supr daily as departmental stores
hope these helps other new dimers too
i want to apply for sbi simply save or kotak essentia or amex smartearn for offline grocery and departmental stores(online also)
and if anyone tried in bbdaily,jiomart,grofers(comes under which category?)
or more details about above cards, please let me know
thank you
thank you.
here are the links of the products:
https://www.amazon.in/gp/product/B089BLPR9D/ref...
(out of stock,seller-cloudtail india)
https://www.amazon.in/Hathmic-Pressed-Groundnut...==
(seller hatmic,fulfilled by amazon)
Nice Info VU+, hamko bhul gaye bhai..
Bhai ye grocery etc toh 1-2 budget card use karne waale logon kay liye hai aur aap toh 5-6 high end card use karne waale ho toh laga aapko kahan hi jaroorat hogi.
anyone know flipkart supermart comes under which category?
bought grocery savings pass for rs.9.from next month,i want to buy groceries.
if there are any savings tips,please let me know(until now i bought nothing,so asking you)
thank you
See the first post bhai. Also update here your reward points status for those 2 amazon transactions.
already i read your post.that’s why asking,and i said, in bank statement showing as amazon grocery,din’t say anything about points,because it’s icici coral card,got regular pay back points.which is less benefit card for me.that’s why looking for a card,which will give decent cash back
Identification of Department stores are based on MCCs (Merchant Category Codes) allotted by Mastercard & Visa. It doesn’t matter whether it is online or offline. Also Sellers doesn’t matters.
See my 1st post point No.2. You can try yourself.
Go to some other MORE/Big Bazaar store &/or tell them you will use credit card linked to amazonpay wallet & not wallet balance & then see. If it is indeed failure on their end then you can always raise a chargeback request for credit card transaction within 2-3 days(time it takes for transaction to settle) during which time the transaction should be reversed within a few hours/day.
Yes, i have experienced this in case of restaurants and grofers. I tried getting it clarified with customer care but nobody was able to say anything concrete.