Indie

Dm for referral

My Insights about Indie by IndusIND :

Pros 🥂 :

• Zero Balance Account (in true sense if you don't need Physical Card)

• 3% earning on Top 3 Brands that we choose

• No Forex Charges* (for Tier 3)

• With Tier 3, Almost all charges are nil!

• 0.5% earning on other spends

(Spends on the following merchant categories do not earn any INDIE Gems earning: Fuel, Government Payments, Insurance, Mutual Funds, Rent Payment, Wallet Upload, Utility Payments, Credit Card bill payments.)

• MAJOR PRO- Virtual Disposable Debit Cards! very interesting feature.

• Super OTP (where you can get OTP via App)
• IndusInd Brand (oldest bank in India) and Account number is easy to remember (18xxxxxxxxx) your mobile number.
• Great as a Backup Account or FD Account (very good rates)

Cons 💀:

• App Buggy af (Looks Sad overall just like IndusInd App)
• Physical Card isn't offered right away (which is good and bad depending)

• App and service is not at all refined! Transaction SMS don't come sometimes, and payment gateway fails sometimes too! Luckily only got  1 failed transaction so far

• No Tier Upgrade notification or Info

(Initial funding of 50k automatically upgrades you to Tier 3, rather than waiting for 1500 worth reward earning..but its been more than 24hours and no communication regarding this!)

• Credit Line feature- maybe just me, but its borrow plan with interest, I'm not big fan of these. Plus seems limited to very exclusive customers.
• No referrals for existing users of IndusInd
• Reward system looks very weak, And users complain it takes lot of time to credit gems.
• Customer Support is 💩

Feel free to reach out for Referral or more info, Happy to Help

i also have indus delight account opened in home itself.

Following the thread.