indusbank Pioneer Debit Card and Cred ?

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Deal Subedar
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Hello,

Can we get RP for cred transactions on IndusBank Pioneer Debit card .

I think its a better card then any other debit card available from any bank in terms of reward point earning .

6 RP per 200 spent

1 RP = 1 Rs.

So We are getting 3% on Credit card bill payment. 

No limit on RP income per month or redeemption per month .

Anyone using this card ? Please confirm if we get RP on Cred traction of not ? Or mobikwik CC payment?

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@ZitOO My RM is forcing me to get my IndusInd account upgraded to Pioneer but I am holding it off as I don’t trust them easily (there must be some catch)

In the brochure he gave me it says 1 RP for every Rs. 200 spent. Where did you get that 6RP? Even in the below link its says 1RP/Rs.200 spend

https://oldweb.indusind.com/personal-banking/pr...

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_One_Miller_ wrote:

Check again, 1:1 is true?

1 RP= 1 rs is true but it is 1 RP/200 spent as per the brochure my RM gave me.

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rsai01 wrote:

1 RP= 1 rs is true but it is 1 RP/200 spent as per the brochure my RM gave me.

So reward rate already halved.

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I think you are saying about exclusive account, where you get 6rp/200.
35p/rp. Max cap 3000/month.
For pioneer reward rate is 50p

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If you spend more then 40,000 then you get 6RP per 200.

https://cdn0.desidime.com/attachments/photos/648855/medium/7109848indus.jpg?1604940889

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--AJ-- wrote:

I think you are saying about exclusive account, where you get 6rp/200.
35p/rp. Max cap 3000/month.
For pioneer reward rate is 50p

for exlusive account there is a limit of 5k RP per month , for pioneer ,no such limit.

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ZitOO wrote:

If you spend more then 40,000 then you get 6RP per 200.

https://cdn0.desidime.com/attachments/photos/648855/original/7109848indus.jpg?1604940889

But do you have a link where it says about 6RP per 200? Would help if that is the case to maybe get my account/s upgraded.

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rsai01 wrote:

But do you have a link where it says about 6RP per 200? Would help if that is the case to maybe get my account/s upgraded.

ah actually bro, Sorry! I can not confirm this 6RP /200 spend . sorry mixed up with indus exclusive DC benefits, where we see 6RP/200 on above 40k. but there is no such mention for World pioneer card.

https://oldweb.indusind.com/content/home/person...

https://oldweb.indusind.com/content/home/person...

@—AJ— Sorry for the confusion. 6x is for exclusive only ?

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--AJ-- wrote:

I think you are saying about exclusive account, where you get 6rp/200.
35p/rp. Max cap 3000/month.
For pioneer reward rate is 50p

pioneer rate is 50p , ya . 40,000 thing not applicable for Pioneer World card then.

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ZitOO wrote:

for exlusive account there is a limit of 5k RP per month , for pioneer ,no such limit.

3k rp limit per month for exclusive. Right no limit for pioneer. But amb 10L + needed. Anyother way to get it zero balance account?
Like exclusive using Pinnacle card?

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ZitOO wrote:

pioneer rate is 50p , ya . 40,000 thing not applicable for Pioneer World card then.

Right

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--AJ-- wrote:

3k rp limit per month for exclusive. Right no limit for pioneer. But amb 10L + needed. Anyother way to get it zero balance account?
Like exclusive using Pinnacle card?

I have a high value relationship with IndusInd so my RM calls me every other week to let him approve my account. On one hand they say amb 10L+ (or 30L relationship value with 1l AMB/AQB) but under that they say no penalty for non-maintenance. My RM told once upgraded they won’t downgrade and there is no need to maintain balance either (I definitely dont trust RMs, they will say anything). There is some catch but they wont tell that or they just want to create a high value investment relationship (he was talking about having an exclusive investment platform).

The benefits are kind of ok- free locker, no debit card annual fee, B1G1 BMS tickets up to 1k being prominent. Other than that there is no special benefit to get pioneer I feel.

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rsai01 wrote:

I have a high value relationship with IndusInd so my RM calls me every other week to let him approve my account. On one hand they say amb 10L+ (or 30L relationship value with 1l AMB/AQB) but under that they say no penalty for non-maintenance. My RM told once upgraded they won’t downgrade and there is no need to maintain balance either (I definitely dont trust RMs, they will say anything). There is some catch but they wont tell that or they just want to create a high value investment relationship (he was talking about having an exclusive investment platform).

The benefits are kind of ok- free locker, no debit card annual fee, B1G1 BMS tickets up to 1k being prominent. Other than that there is no special benefit to get pioneer I feel.

if you already have high value relationship with indus then you should not let go this upgradation . It is good with free lockers and debit card etc .

Normally bank do not downgrade but ask you to add fund wink

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rsai01 wrote:

I have a high value relationship with IndusInd so my RM calls me every other week to let him approve my account. On one hand they say amb 10L+ (or 30L relationship value with 1l AMB/AQB) but under that they say no penalty for non-maintenance. My RM told once upgraded they won’t downgrade and there is no need to maintain balance either (I definitely dont trust RMs, they will say anything). There is some catch but they wont tell that or they just want to create a high value investment relationship (he was talking about having an exclusive investment platform).

The benefits are kind of ok- free locker, no debit card annual fee, B1G1 BMS tickets up to 1k being prominent. Other than that there is no special benefit to get pioneer I feel.

Nothing special between exclusive and pioneer account, except debit card reward rate. Get written statement for zero balance. So you can get reversal if they charge you in future. I have online saving account in indusind going to upgrade it to exclusive tomorrow.

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Most of debit cards have recognized Cred payments as business transactions and don’t acrrue any points
Indusind did it long ago

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--AJ-- wrote:

Getting points for transactions above 1L. Yet to receive last month rp. Its more than 35 days, normally they took 3-5 days to cred points. Seems they stopped cred.
@A2Zdeals

You can’t consider that assured

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A2Zdeals wrote:

You can’t consider that assured

Anyother cards gives rp for cred and mobikwik cc payments?

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--AJ-- wrote:

Anyother cards gives rp for cred and mobikwik cc payments?

DCB debit card gives but rewards were devalued recently .. only 0.5% now

HDFC Millenia DC on MK  give points.. people have confirmed in past .. it takes 90 days, I am yet to receive.. hopefully, I get them

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indiansoul wrote:

DCB debit card gives but rewards were devalued recently .. only 0.5% now

HDFC Millenia DC on MK too also give points.. people have confirmed in past .. it takes 90 days, I am yet to receive.. hopefully, I get them

yes, DCB gives me rewards 0.5% is better than nothing.

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A2Zdeals wrote:

You can’t consider that assured

even on mobikwik cc payments stoped giving rps by indus cards

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having signature & platinum .. combined getting 5k points per month.. looking for indus variant which gives max 5k points per month instead if using two cards i can use one..

Missing