IndusInd Bank Savings Account (0 MAB) by associating it with credit card - Best combo and how to get?

259°
Generous
sahil1033

I currently have IndusInd Bank Legend credit card which is LTF and if I open Select Savings A/C and associate my Legend CC with it, it will be converted to a ZERO balance savings account, right?

But, I heard that somehow if I can get a Pioneer CC which only has joining fee (which is somehow recovered from joining benefits) and NIL annual fee and then open a Exclusive/Grande Savings A/C (not sure which one it is), associate it with Pioneer CC, then it will be converted to a ZERO balance savings account ... please correct me if I'm wrong here. I've read about this somewhere.

I can go for Legend CC and Select SA combo but if I can easily get Pioneer CC and initially fund for Rs. 1/5 lakhs for Exclusive/Grande SA ... make it a ZERO balance SA and move out funds, I can do this.

The purpose of getting a higher CC and SA combo would be, getting a better credit as well as debit card which has higher limit of BOGO on movie and specially non-movie tickets which helps in going for those standup comedy shows and music events.

Please help me out in this.

P.S. I took Legend CC because it was offered LTF and thought that they will offer me EazyDiner CC (Visa Signature) LTF going forward but I don't see that has happened till date. Is there any way to get it LTF considering I've rarely transacted using this Legend CC till date. Does talking to customer care representative help or I need to wait until this is offered pre-approved?
Let's say I get Pioneer CC, will chances of getting EazyDiner CC (Visa Signature) LTF pre-approved increase?

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Deal Lieutenant Deal Lieutenant
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Pinnacle + exclusive account

Generous Generous
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thanks for confirming
Beacon Beacon
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Does BOGO offer work on non movies too with indusind debit cards?

Helpful Helpful
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Legend+select and pinnacle+exclusive..dc benefits are same, just cc benefit of pinnacle is better.

Im currently holding legend+select combo, got offer to upgrade to Pinnacle but with joining fees which I'm avoiding right now. Shall get pinnacle if they provide Ltf without any joining fee then upgrade savings from select to exclusive

Helpful Helpful
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Can we open this select savings account the app itself ?

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Commentator Commentator
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Do u guys pay a joining fee for an indusind legend credit card?

Commentator Commentator
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No

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Freebie Finder Freebie Finder
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Eazydiner signature credit card is difficult to get as LTF, if anyone holds IndusInd credit card then forget to get another credit card from them. For now, take Legend CC LTF and open a Select savings account with them which makes a zero balance account if both are linked together, later try to convert Legend CC to Pinnacle.

Deal Subedar Deal Subedar
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Can someone summarize how to get 0 MAB select account? I have Indus Legend Credit Card.

Confused after reading comments from here - https://www.desidime.com/discussions/select-sav...

Deal Newbie Deal Newbie
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Koi iska solution bataoScreenshot2024-06-17-20-04-26-363aea4af51f236e4932235fdada7d1643
Commentator Commentator
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Can we upgrade Indusind salary Account to Select Account and link Legend Credit card to make it 0 MAB?
Freebie Finder Freebie Finder
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Yes, you can do that by visiting the branch and asking them to upgrade the existing IndusInd account to Select. They may ask for some initial deposit if criteria is not match to upgrade the account.
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Deal Cadet Deal Cadet
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You can't have core indusind and ezeediner signature.

I already have ezeediner signature card, got fyf last year,

and now i am getting offered legend ltf but in order to upgrade to legend i need to close my ezeediner card.

Generous Generous
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but people here have posted they've both Legend and EazyDiner CC
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Elite Elite
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Just now I opened an account and deposited ₹50k, received acc no. & ifsc code in Sms, but unable to login. Getting error that acc doesn't exist. rolleyes

Freebie Finder Freebie Finder
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Try to register on netbanking or give it some time and log in after 2 days.
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Commentator Commentator
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Can I open 0 bal exclusive SA online as I have both LTF pinnacle and legend

Generous Generous
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yes, you can have ZERO balance Exclusive Savings A/C if you're holding Pinnacle CC
Commentator Commentator
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Can I open it online or need to visit branch ?

Crusader Crusader
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Vkyc happens after funding 50k or before finding?

Helpful Helpful
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after funding, I'm getting call to complete kyc even after receiving joining kit
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