Hot Deal

Indusind upstox 3 in 1 account

761°
Deal Subedar
Dealo

I opened a 3 in 1 account with upstox. For same , i recieved indusind bank titanium debit card. When i called cc they said this debit card annual charges is 400 & now it will be charged even if I don’t use it, isn’t it a kind a robbery?
Bank didn’t ask me , what debit card i want and courier their premium debit card. Anything i can do?

62 Comments  |  
15 Dimers
  • Sort By
Super Stud Super Stud
Link Copied

Open debit card section of Indusmobile app.
Then select permanently block debit card.
Then select option to ’Don’t reissue’.
I don’t remember the intermediate steps exactly but overall that’s the process.
After that you won’t be charged for debit card.
PS:-If you want debit card for free. You can generate virtual card in their mobile app. It’s 100% free.

Deal Subedar Deal Subedar
Link Copied
ZNZ wrote:

Open debit card section of Indusmobile app.
Then select permanently block debit card.
Then select option to ’Don’t reissue’.
I don’t remember the intermediate steps exactly but overall that’s the process.
After that you won’t be charged for debit card.
PS:-If you want debit card for free. You can generate virtual card in their mobile app. It’s 100% free.

Thanks for the info. I don’t need their debit card at all, i even don’t have generated have pin, will i be charged for this year?

Deal Subedar Deal Subedar
Link Copied
dungo wrote:

https://cdn0.desidime.com/attachments/photos/644398/medium/7015327Screenshot-2020-10-17-18-50-37-729-com-google-android-apps-docs.jpg?1602941066
photo host site

Image is not clearly visible. Can you please reshare or share link of pdf

Deal Cadet Deal Cadet
Link Copied
ZNZ wrote:

Open debit card section of Indusmobile app.
Then select permanently block debit card.
Then select option to ’Don’t reissue’.
I don’t remember the intermediate steps exactly but overall that’s the process.
After that you won’t be charged for debit card.
PS:-If you want debit card for free. You can generate virtual card in their mobile app. It’s 100% free.

Indusind provides virtual card?? Where is this option? I cant see it in my indusmobile app

Super Stud Super Stud
Link Copied
Expand
abhijitja wrote:

Indusind provides virtual card?? Where is this option? I cant see it in my indusmobile app

It will be visible after permanent blocking of your card.
There will be option for apply—→virtual/physical kinda thing in cards section.
They call it virtual visa gold card or something similar.

Deal Subedar Deal Subedar
Link Copied

@ZNZ any benefit of digi gold card?

Super Stud Super Stud
Link Copied
Dealo wrote:

@ZNZ any benefit of digi gold card?

No benifit I guess. I don’t use that bank account much. I have that account and that’s it. 0 balance since beginning.

Super Stud Super Stud
Link Copied
Expand
Dealo wrote:

Thanks for the info. I don’t need their debit card at all, i even don’t have generated have pin, will i be charged for this year?

I don’t think so.
But there’s a slight chance.
If that happens contact customer care and tell them that you have not used the card even for a day.
They’ll reverse the charge.

Deal Cadet Deal Cadet
Link Copied
Expand
ZNZ wrote:

It will be visible after permanent blocking of your card.
There will be option for apply—→virtual/physical kinda thing in cards section.
They call it virtual visa gold card or something similar.

thanx good share

Deal Subedar Deal Subedar
Link Copied
Expand
ZNZ wrote:

I don’t think so.
But there’s a slight chance.
If that happens contact customer care and tell them that you have not used the card even for a day.
They’ll reverse the charge.

Thanks for help
GK +

Deal Subedar Deal Subedar
Link Copied

Also they are charging sms charges of 35 per quarter. We can check balance from app and Whatsapp Banking. Should we disable it too?

Deal Cadet Deal Cadet
Link Copied
deathheater wrote:

Also they are charging sms charges of 35 per quarter. We can check balance from app and Whatsapp Banking. Should we disable it too?

Is there an option to disable those sms alerts?

Deal Cadet Deal Cadet
Link Copied
Expand
Dealo wrote:

Thanks for help
GK +

Have you been charged for the debit card or sms alerts yet?

Deal Subedar Deal Subedar
Link Copied
Expand
DimeDime wrote:

Have you been charged for the debit card or sms alerts yet?

No net yet

Deal Cadet Deal Cadet
Link Copied
Expand
Dealo wrote:

No net yet

I am thinking of opening an IndusInd Bank A/c, too.
Have you noticed any flaw when dealing with Upstox from you bank a/c?

Deal Subedar Deal Subedar
Link Copied
Expand
DimeDime wrote:

I am thinking of opening an IndusInd Bank A/c, too.
Have you noticed any flaw when dealing with Upstox from you bank a/c?

I don’t trade now, but for the time i traded it was very smooth.

Deal Cadet Deal Cadet
Link Copied
Expand
Dealo wrote:

I don’t trade now, but for the time i traded it was very smooth.

So, just mark lien on the funds and you are good to go, right? As simple as that?

Deal Subedar Deal Subedar
Link Copied
Expand
DimeDime wrote:

So, just mark lien on the funds and you are good to go, right? As simple as that?

Yes

Deal Subedar Deal Subedar
Link Copied
Expand
DimeDime wrote:

Is there an option to disable those sms alerts?

I asked customer care. They said its possible only by visiting the bank. The bank is not so close to my house. So I have not disabled it for time being.

Deal Cadet Deal Cadet
Link Copied
Expand
deathheater wrote:

I asked customer care. They said its possible only by visiting the bank. The bank is not so close to my house. So I have not disabled it for time being.

Use internet banking. There is an option

Deal Cadet Deal Cadet
Link Copied

Guys, I already have an Upstox a/c. Now, I would like to have an IndusInd Bank A/c, too.
Has anyone avoided those debit charges by opening the bank a/c AFTER opening the upstox a/c?

Deal Subedar Deal Subedar
Link Copied
ZNZ wrote:

Open debit card section of Indusmobile app.
Then select permanently block debit card.
Then select option to ’Don’t reissue’.
I don’t remember the intermediate steps exactly but overall that’s the process.
After that you won’t be charged for debit card.
PS:-If you want debit card for free. You can generate virtual card in their mobile app. It’s 100% free.

Hi, if I block debit card and don’t opt for reissue will I be able to use Net banking or I will lose net banking access?

Super Stud Super Stud
Link Copied
Expand
deathheater wrote:

Hi, if I block debit card and don’t opt for reissue will I be able to use Net banking or I will lose net banking access?

Your free virtual debit card will be always there for you.
No, you won’t lose access to anything.

Tech Guru Tech Guru
Link Copied
Expand
ZNZ wrote:

Your free virtual debit card will be always there for you.
No, you won’t lose access to anything.

Their free card VCC works for international txs?

replyuser
Click here to reply
Reply