Hot Deal Indusind upstox 3 in 1 account

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Mumbai Indians
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I opened a 3 in 1 account with upstox. For same , i recieved indusind bank titanium debit card. When i called cc they said this debit card annual charges is 400 & now it will be charged even if I don’t use it, isn’t it a kind a robbery?
Bank didn’t ask me , what debit card i want and courier their premium debit card. Anything i can do?

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Open debit card section of Indusmobile app.
Then select permanently block debit card.
Then select option to ’Don’t reissue’.
I don’t remember the intermediate steps exactly but overall that’s the process.
After that you won’t be charged for debit card.
PS:-If you want debit card for free. You can generate virtual card in their mobile app. It’s 100% free.

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ZNZ wrote:

Open debit card section of Indusmobile app.
Then select permanently block debit card.
Then select option to ’Don’t reissue’.
I don’t remember the intermediate steps exactly but overall that’s the process.
After that you won’t be charged for debit card.
PS:-If you want debit card for free. You can generate virtual card in their mobile app. It’s 100% free.

Thanks for the info. I don’t need their debit card at all, i even don’t have generated have pin, will i be charged for this year?

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ZNZ wrote:

Open debit card section of Indusmobile app.
Then select permanently block debit card.
Then select option to ’Don’t reissue’.
I don’t remember the intermediate steps exactly but overall that’s the process.
After that you won’t be charged for debit card.
PS:-If you want debit card for free. You can generate virtual card in their mobile app. It’s 100% free.

Indusind provides virtual card?? Where is this option? I cant see it in my indusmobile app

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abhijitja wrote:

Indusind provides virtual card?? Where is this option? I cant see it in my indusmobile app

It will be visible after permanent blocking of your card.
There will be option for apply—→virtual/physical kinda thing in cards section.
They call it virtual visa gold card or something similar.

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Dealo wrote:

@ZNZ any benefit of digi gold card?

No benifit I guess. I don’t use that bank account much. I have that account and that’s it. 0 balance since beginning.

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Dealo wrote:

Thanks for the info. I don’t need their debit card at all, i even don’t have generated have pin, will i be charged for this year?

I don’t think so.
But there’s a slight chance.
If that happens contact customer care and tell them that you have not used the card even for a day.
They’ll reverse the charge.

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ZNZ wrote:

It will be visible after permanent blocking of your card.
There will be option for apply—→virtual/physical kinda thing in cards section.
They call it virtual visa gold card or something similar.

thanx good share

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ZNZ wrote:

I don’t think so.
But there’s a slight chance.
If that happens contact customer care and tell them that you have not used the card even for a day.
They’ll reverse the charge.

Thanks for help
GK +

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Also they are charging sms charges of 35 per quarter. We can check balance from app and Whatsapp Banking. Should we disable it too?

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deathheater wrote:

Also they are charging sms charges of 35 per quarter. We can check balance from app and Whatsapp Banking. Should we disable it too?

Is there an option to disable those sms alerts?

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Dealo wrote:

Thanks for help
GK +

Have you been charged for the debit card or sms alerts yet?

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Dealo wrote:

No net yet

I am thinking of opening an IndusInd Bank A/c, too.
Have you noticed any flaw when dealing with Upstox from you bank a/c?

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DimeDime wrote:

I am thinking of opening an IndusInd Bank A/c, too.
Have you noticed any flaw when dealing with Upstox from you bank a/c?

I don’t trade now, but for the time i traded it was very smooth.

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Dealo wrote:

I don’t trade now, but for the time i traded it was very smooth.

So, just mark lien on the funds and you are good to go, right? As simple as that?

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DimeDime wrote:

So, just mark lien on the funds and you are good to go, right? As simple as that?

Yes

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DimeDime wrote:

Is there an option to disable those sms alerts?

I asked customer care. They said its possible only by visiting the bank. The bank is not so close to my house. So I have not disabled it for time being.

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deathheater wrote:

I asked customer care. They said its possible only by visiting the bank. The bank is not so close to my house. So I have not disabled it for time being.

Use internet banking. There is an option

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Guys, I already have an Upstox a/c. Now, I would like to have an IndusInd Bank A/c, too.
Has anyone avoided those debit charges by opening the bank a/c AFTER opening the upstox a/c?

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ZNZ wrote:

Open debit card section of Indusmobile app.
Then select permanently block debit card.
Then select option to ’Don’t reissue’.
I don’t remember the intermediate steps exactly but overall that’s the process.
After that you won’t be charged for debit card.
PS:-If you want debit card for free. You can generate virtual card in their mobile app. It’s 100% free.

Hi, if I block debit card and don’t opt for reissue will I be able to use Net banking or I will lose net banking access?

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deathheater wrote:

Hi, if I block debit card and don’t opt for reissue will I be able to use Net banking or I will lose net banking access?

Your free virtual debit card will be always there for you.
No, you won’t lose access to anything.

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ZNZ wrote:

Your free virtual debit card will be always there for you.
No, you won’t lose access to anything.

Their free card VCC works for international txs?

Missing