IndusInd VISA Signature Exclusive Debit Card for LTF

Get Indulge or Pinnacle credit card. You will get a zero balance exclusive savings account with free exclusive debit card. Pinnacle is temporarily not being issued due to MC ban.

If you hold a legend credit card, just visit the nearest branch and talk to the manager. They can approve even for legend cards as Pinnacle is no longer issued

What are the Joining fees and Annual fees for IndusInd legend credit card?

longlivesonusood wrote:

What are the Joining fees and Annual fees for IndusInd legend credit card?

It’s LTF, received last week

AppleFan wrote:

It’s LTF, received last week

Where did u apply bro?

longlivesonusood wrote:

Where did u apply bro?

Some agent sent message on whatsapp, it was C2C, done video kyc and card delivered within a week

All indusind credit card are ltf although they have huge joining fees like 10k, 15k etc but for that they give you same value gift cards in the end only gst amount will be lost

AppleFan wrote:

Some agent sent message on whatsapp, it was C2C, done video kyc and card delivered within a week

How much credit limit in other card was shown to get the IndusInd legend card and did you pay any joining fees for the IndusInd legend card?

rahulsoni0706846 wrote:

All indusind credit card are ltf although they have huge joining fees like 10k, 15k etc but for that they give you same value gift cards in the end only gst amount will be lost

How much joining fees for legend card?

yz_007 wrote:

If you hold a legend credit card, just visit the nearest branch and talk to the manager. They can approve even for legend cards as Pinnacle is no longer issued

Haha that is too much to ask to IndusInd. For legend card, they already have zero balance Indus Select account with Select Signature as LTF. No way u can get exclusive with Legend.

longlivesonusood wrote:

How much joining fees for legend card?

Don’t have any idea bro

longlivesonusood wrote:

How much joining fees for legend card?

15k, if i remember correctly

Edit: 15k to 5k. They changed it. So 5k only. @longlivesonusood

longlivesonusood wrote:

How much joining fees for legend card?

Last time I got a call, they said it was 5K. Will be reimbursed with vouchers. Normally the Joining fee is 10k, but I guess it was a running offer. The best option for vouchers I heard was Pantaloons. Wasn’t interested at all with the legend cc, as I have better options, so can’t tell you more details

However I agree with @prem4998 .. it will be tough to get an exclusive account on the basis of a legend card.

If you have some family member who has a habit of investing in FDs. Get him to open an exclusive account in indusind. Their FD rates are good and most people might be interested. Each exclusive account can have 4 other family accounts without any MAB.

prem4998 wrote:

Get Indulge or Pinnacle credit card. You will get a zero balance exclusive savings account with free exclusive debit card. Pinnacle is temporarily not being issued due to MC ban.

noob: what’s so special in these card

Last Week got IndusInd Legend card with 2.50 lakh limit
Initially was showing 15k joining fee+gst18%
Later I got call from bank they said it will be free so applied and approved in 2 days card received in 4 days

prem4998 wrote:

The bank manager can do anything to meet their targets.

The bank manager can do anything to meet their targets. I got it this way with the condition that legend credit card bills need to be paid from the same account

longlivesonusood wrote:

How much credit limit in other card was shown to get the IndusInd legend card and did you pay any joining fees for the IndusInd legend card?

Kotak card 1.5yr old had 1.3L limit
Indus card have 1.6L limit.
It’s LTF, no joining fees..

Novizio wrote:

noob: what’s so special in these card

https://www.indusind.com/in/en/personal/cards/d...

Personally I like 

• 20% discount on Bigbasket upto 1k discount per month.
• 20% on Swiggy
• 0 Forex charges (even cash withdrawal from ATM in foreign countries)
  

• Good rewards system (Though don’t care much for this)

AppleFan wrote:

Some agent sent message on whatsapp, it was C2C, done video kyc and card delivered within a week

please tell agent to message me as well 😄

Novizio wrote:

noob: what’s so special in these card

Pinnacle gives 2.5% on online transactions and a exclusive savings account with no balance maintenance commitment. Otherwise it’s a 1Lakh AQB product.

yz_007 wrote:

The bank manager can do anything to meet their targets. I got it this way with the condition that legend credit card bills need to be paid from the same account

Ah the condition. Yes, negotiation can get you anything but it depends on person to person. Lucky for you!

Seinfeld wrote:

https://www.indusind.com/in/en/personal/cards/d...

Personally I like 

• 20% discount on Bigbasket upto 1k discount per month.
• 20% on Swiggy
• 0 Forex charges (even cash withdrawal from ATM in foreign countries)
  

• Good rewards system (Though don’t care much for this)

etc.. Others might help with.

Bigbasket order needs to be min 2k(there are similar offers for 1k min order value).

Swiggy too has conditions like min order value of 600 & applicable only from Friday to Sunday & total 3 times in a month.

OneCard has 1% forex markup & combined with 1% cb it makes it effectively zero forex markup(those planning on withdrawing cash from foreign atm most likely already have enough balance in their acc to have this card).

Haven’t heard much about its reward system.

guest_999 wrote:

Bigbasket order needs to be min 2k(there are similar offers for 1k min order value).

Swiggy too has conditions like min order value of 600 & applicable only from Friday to Sunday & total 3 times in a month.

OneCard has 1% forex markup & combined with 1% cb it makes it effectively zero forex markup(those planning on withdrawing cash from foreign atm most likely already have enough balance in their acc to have this card).

Haven’t heard much about its reward system.

You forgot the 18% GST on the 1% forex markup 😜

Besides, onecard is a credit card, so ATM withdrawal will have additional charges.

AppleFan wrote:

Some agent sent message on whatsapp, it was C2C, done video kyc and card delivered within a week

can you dm me the contact of that agent?

mango-man wrote:

You forgot the 18% GST on the 1% forex markup 😜

Besides, onecard is a credit card, so ATM withdrawal will have additional charges.

If 18% of 1% of something is enough to bother you then you are doing something wrong.

Indusnd allows grouping of up to 10 members, not necessarily family members, for AQB. See if you can get hold of 9 more friends for availing this benefit. RM or BM has this power (most of them are unaware though) 

Or you can apply for their Legend credit card (LTF usually from PB) and then approach the bank branch for backward linking. 

You can open their Exclusive account on these two basis.

AppleFan wrote:

Some agent sent message on whatsapp, it was C2C, done video kyc and card delivered within a week

Do share his number with me also

Last year I got Pinnacle with 15k joining fees, and got 15k Amazon gv….

Also opened Exclusive savings account.. totally happy with services so far.

Ramta_Jogi wrote:

Indusnd allows grouping of up to 10 members, not necessarily family members, for AQB. See if you can get hold of 9 more friends for availing this benefit. RM or BM has this power (most of them are unaware though) 

Or you can apply for their Legend credit card (LTF usually from PB) and then approach the bank branch for backward linking. 

You can open their Exclusive account on these two basis.

I am guessing all 10 members should be resident of the same city where the branch is.