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Information about Merchants registered under different MCC Codes

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Hi Friends, Just want to know if some one is aware about how to find Merchants registered under different Merchant Category Codes (MCC). Generally, Merchants are registered under different MCC Codes by Credit card provider companies like Visa, MatsterCard. I am posting this topic because, in many cases where banks provide cashback deals on particular category, the cashback amount to be credited or not, depends on the MCC Code with which the merchant is registered. I am attaching a below image of MCC Codes for Merchants under different category, if some one is aware about any Merchant registered with the MCC Codes seen in the list, Please let me/us know. No-Image-Available Edit: Having trouble uploading the image, so entering text of the MCC Codes below +Entertainment+ 4411, 4899, 5193, 5561, 5921, 5992, 7032, 7033, 7221, 7273, 7278, 7333, 7832, 7911, 7922, 7929, 7932, 7933, 7991, 7993, 7994, 7995, 7996, 7997, 7999, 8699 +Apparels+ 5137, 5139, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5669, 5681, 5691, 5697, 5699, 5948 +Groceries+ 5399, 5422, 5441, 5451, 5462, 5499, 5999 +Restaurant+ 5811, 5812, 5813, 5814 +Supermarket+ 5411, 9751 +Telecom+ 4812, 4814 +Utilities+ 4900 Thanks, tagging "@A2Zdeals":https://www.desidime.com/users/...67 "@rpal":https://www.desidime.com/users...76 "@Paisa_de":https://www.desidime.com/users/...77 "@Tejaa":https://www.desidime.com/users/...94
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Pro Entertainer Pro Entertainer
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Thanks for it. Really appreciated. smile

Deal Cadet Deal Cadet
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Any information will help !!!

Pro Entertainer Pro Entertainer
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All Credit Cards categorise merchants basis Visa MCC codes.
Few cards even show which category a particular merchant belong to. Few cards have accelerated rewards for certain category.
Like Indusind Platinum Aura (@rpal) have different plans for different categories.
ICICI Rubyx (@disclaimer) & Axis My Choice cards have categories to choose for accelerated rewards
.
I had tried to gather this information long back but could never get a wholesome list
Now relying upon previous experience & spends
See if this list can help you!
https://www.citibank.com/tts/solutions/commerci...

Deal Cadet Deal Cadet
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Thanks for the info bro !!! I did traverse the guide and was able to collect few merchants with specified MCC Codes… https://cdn2.desidime.com/assets/textile-editor/icon_smile.gif

Generous Generous
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Your image
https://i.imgur.com/ODnYndz.jpg

Analyst Analyst
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MCC Details-Airtel Money: 4814 – Telecom service with local,distance,credit calls

Deal Cadet Deal Cadet
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Bro, How did you figure out 4814 belongs to airtel money … was it only due to the fact that its a telecom service provider or did u find the same from some manual/info on the web/booklet etc ?

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Deal Lieutenant Deal Lieutenant
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ICICI Rubyx has stopped preferred category accelerated rewards, now you get 2x rewards only on international spends.

Check SBI Prime welcome booklet to get some category codes.

Benevolent Benevolent
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Out of my different cards, IndusInd Platinum Aura and Citibank Cashback card mentions merchant category. But even they mention category and not the actual code. The others do not mention it. So I go by experience. However, even there, Paytm and Mobikwik had been reflected under different categories in different transactions.

Analyst Analyst
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Ok!!
Any specific Merchants where CB Rate is Nil (based on past experience)…

On Aura, they have given Nil CB rate for Oxygen Wallet…though not sure why exactly!! eek

Deal Subedar Deal Subedar
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Following is the offer for Citi Rewards credit card
Earn 10 Reward Points for every Rs125 spent at apparel and department stores.Continue earning Reward Points at rate of 1 point for every Rs125 on all other purchases

My question is how much reward points u get for using card in Dmart and BigBazaar? Does both come under Department category? @panchabhut

Pro Entertainer Pro Entertainer
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Depends
Bigbazaar certain POS are registered under different category like food bazaar billing area
Dmart mostly gets as departmental store

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Deal Subedar Deal Subedar
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On the payment confirmation receipt you get, does it have the MCC code
How do you find the MCC code of a certain store even after billing, I understand before billing would be very difficult.

Analyst Analyst
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True. TMW is a robust and (mostly) a free option for a prepaid kyc wallet/vcc.
They even give points 0.5%/1% net if we spend after adding through through CC/DC!!
It is considered as good as a credit card by most sites, except few like Paytm which have started declining add money through prepaid cards!!

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