Applied for hdfc moneyback cc as there was a running offer of 1000rs amz gv.today I rec’d it..they said no fee 1st yr …I dint understand the complete offer properly..can someone tell is it worth holding.
If you applied earlier, then no LTF offer. You need register smartpay to enjoy LTF (now 1 biller must be active every time otherwise your card will transferred to paid card.)
Or 4 transactions minimum ₹500 x4 every billing months for 3 months.
Otherwise your card will only FYF (first year free).