Hot Deal

Instant Credit card payment methods without 3rd party apps.


Making this post for people who want to make Instant credit card payments in emergency and don’t use 3rd party apps.
These methods are instant in 99.9% of the cases. These methods can be used without having bank account with respective bank.
There is no mediator involved so payment will be processed much faster.

Axis  : send payment to UPI id
[email protected]
where x is registered mobile number and y is last 4 digits of cc.

Icici  : send payment to UPI id
[email protected]
where x is your 16 digit cc number.

SBI : send payment to UPI id
[email protected]
where x is your 16 digit card number
credit : "@abhishek012":

AMEX : send payment to UPI id
[email protected]
where x is your 15 digit card number.
credit : "@abhishek012":

IDFC : send payment to UPI id
[email protected]
where x is your 16 digit card number.

this is billdesk portal where you can pay via UPI/net banking Instantly.

Indusind :
you can pay via netbanking/UPI Instantly.

It is instant you can by UPI / netbanking / debit cards

Please give input for Other banks also which have similar instant pay methods.  

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Like Magnet Like Magnet
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Is there any way to pay Freecharge Pay Later Bill directly without waiting for 5th of every month?

Hotshot Hotshot
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ansh7 wrote:

axis credit card upi id is not getting verified

maybe contact number problem , if multiple customer id are linked to the same mobile number it happens

Deal Cadet Deal Cadet
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Does anyone know what is the UPI id for RBL credit card?

Deal Subedar Deal Subedar
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abhishek012 wrote:


  1. Add VPA (Virtual Payment Address) of American Express Card UPI as [email protected]
  2. Please ensure that you put your complete 15 digit Card Number. Amex card number starts with 37
  3. Initiate your funds transfer before 5 pm for next day credit to your American Express Card excluding Sunday and banking holidays.


Click on Pay by VPA (Virtual Payment Address). It should be Sbicard.16 digits of your credit card [email protected] e.g. [email protected]

Axis -

Your Axis Bank Credit Card BIll Payment UPI ID is: CC.91<Your 10 digit registered mobile number><last 4 digits of your Credit Card>@axisbank

Example: [email protected]

Any another option for axis cc instant payment. Upi id noy getting verified. Paid with gpay phonepay cred and paytm 7 hrs ago. Nothing credited yet. 

Deal Subedar Deal Subedar
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vkrmjeet wrote:

transact 1 rs first , then check statement . These are instant methods.
You can also save UPI id in phonepe etc and after 1 successfull payment can transact again on that UPI id.
These methods are faster than CRED.

paid axis cc bill via phonepe yesterday @10am but till now its not credited lo. the due date was yesterday itself, any other way to pay instant?
Deal Cadet Deal Cadet
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pay through mobikwik for instant settlement to kotak cards

Deal Cadet Deal Cadet
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neo_t wrote:

paid bob bill via cred, its been 24 hours, still not reflecting.....

First time cred payment is delayed this much

Even icici took 2 days in cred.
Deal Cadet Deal Cadet
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Very informative. Hdfc took 1 day to credit payments via bill desk
Deal Lieutenant Deal Lieutenant
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If it is due date of payment . Then is this method reliable,? Will the bill be settled instantly? Because other method take 2 days to reflect

Deal Newbie Deal Newbie
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Any upi for citibank cc?

Deal Cadet Deal Cadet
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Any updated address for SBI cards upi ?

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