insurance payment using credit cards

Amazon pay credit card flat 2%
Freecharge plus u get 5% but u have to pay convenience fee of 1% + gst
Bob select I got 5x rp

1.5% - FK Axis Card

Sc ultimate 3.3%

sendhil.warrior304 wrote:

Amazon pay credit card flat 2%
Freecharge plus u get 5% but u have to pay convenience fee of 1% + gst
Bob select I got 5x rp

Cant pay from amazon, and bob 5x will be 1.25% right?

I_AM_5RAV5 wrote:

Sc ultimate 3.3%

which is rewards plus redemtion fee if I am correct. You will have to redeem it for mostly useless vouchers. 

Andhra_Abbayi wrote:

1.5% - FK Axis Card

Ace gives 2% but I'll have to check if it excludes such transactions 

Tjs15 wrote:

Cant pay from amazon, and bob 5x will be 1.25% right?

Bob will be 1% , reduced to 0.20 paise per rp

@Tjs15 what payment options do you have on your insurer's portal? Is amazon pay balance available?

And what cards do you hold?

Tjs15 wrote:

Ace gives 2% but I'll have to check if it excludes such transactions 

insurance excluded already

No cb on ace card now for insurance payments.

W.e.f. September 15th, 2022, cashback shall not be eligible for payments made towards purchase of gold/jewelry items(all transactions made on MCC – 5944) and insurance premium payments (all transactions made on MCC – 6300).

Did anyone try ace on tanishq or caratlane after 15th sep?

Are they not giving cb now ?? Under which MCC code are those txn getting recorded?

caks2006407 wrote:
insurance excluded already

Thanks for confirming 

guest_999 wrote:

No cb on ace card now for insurance payments.

W.e.f. September 15th, 2022, cashback shall not be eligible for payments made towards purchase of gold/jewelry items(all transactions made on MCC – 5944) and insurance premium payments (all transactions made on MCC – 6300).

Thanks

Maverick_23 wrote:

Did anyone try ace on tanishq or caratlane after 15th sep?

Are they not giving cb now ?? Under which MCC code are those txn getting recorded?

See my above post, you won't get MCC info from publicly available sources.

DEALSTER wrote:

@Tjs15 what payment options do you have on your insurer's portal? Is amazon pay balance available?

And what cards do you hold?

I have 

amex mrcc and smart earn

Sbi simply click

Idfc first select

Icici apay

Hdfc regalia, moneyback plus

Bob premier

On the portal apay option is not there

Tjs15 wrote:

Ace gives 2% but I'll have to check if it excludes such transactions 

Insurance payments on ace fetch 0% cb from Sep'22.

Tjs15 wrote:

I have 

amex mrcc and smart earn

Sbi simply click

Idfc first select

Icici apay

Hdfc regalia, moneyback plus

Bob premier

On the portal apay option is not there

icici apay will give 1% for sure via 3rd party websites and 2% for bill payment on amazon. You can check the other cards and decide. Actual CB is always better than rewards in my opinion. 

amex 2% - 5 points for every 100 spent (enrol before payment)

hp238 wrote:

amex 2% - 5 points for every 100 spent (enrol before payment)

 any link?  Or is it for selected user who received the mail,

Tjs15 wrote:

I have 

amex mrcc and smart earn

Sbi simply click

Idfc first select

Icici apay

Hdfc regalia, moneyback plus

Bob premier

On the portal apay option is not there

Pay via Amazon app

sendhil.warrior304 wrote:

Pay via Amazon app

Thanks but its new policy first time

sendhil.warrior304 wrote:

Pay via Amazon app

Why are you so much confused, man? The OP already mentioned that it's for new Policy. Hence, Amazon App is out of question.

Then, he also commented that Amazon Wallet option is not available in the payment gateway of the Insurance Portal.

Trying to help Dimers is one thing, but commenting without reading the post first, is not good.

UniqueDimer wrote:

Why are you so much confused, man? The OP already mentioned that it's for new Policy. Hence, Amazon App is out of question.

Then, he also commented that Amazon Wallet option is not available in the payment gateway of the Insurance Portal.

Trying to help Dimers is one thing, but commenting without reading the post first, is not good.

I misunderstood

Sbi simplyclick excludes insurance from 5x points?

giftr showing 5% cashback with millennia cc

can v buy apay gv from giftr n get 5% cb n pay insurance premium with apay n get 2% cb (5+2=7)

m i calculating correct or is there anything m missing ??

If Not On Amazon I Pay Using HDFC Millennia Credit Card to get ~2% Cashback (1% Flat and 1% After Considering Quarterly Amazon Benefit) and Sometimes there are Spend Based Offers going on and it helps to Reach that.

Novizio wrote:

giftr showing 5% cashback with millennia cc

can v buy apay gv from giftr n get 5% cb n pay insurance premium with apay n get 2% cb (5+2=7)

m i calculating correct or is there anything m missing ??

bump

Novizio wrote:
bump

how would you get 2% cashback on apay?
2% cashback mentioned above is using apay card.

LightYagami wrote:
how would you get 2% cashback on apay?
2% cashback mentioned above is using apay card.

ok