Insurance query
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My dad will be 60 in January. He currently doesn't have any medical insurance. What's the best and most cost-effective insurance option for him before his 60th birthday?
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At 60 years of age, getting a health insurance plan will be very pricy. Avoid going for cheap one's like Star since they have a terrible claim settlement ratio and nitpick not covered charges during settlement. I suggest you go for a group Mediclaim which I've seen offered by various PSU banks as a part of their bancassurance offerings. You'll have to visit the branch and check if offerings. The waiting period and PED exclusion list will be smaller for group covers.
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At age 60, you won't find any cost effective plans. If price is the only concern check CARE and STAR.