International shoppers - Open Zero Balance Online IDBI a/c & Get FREE RuPay-Discover International card

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Deal Captain
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International shoppers – Open Zero Balance Online Account and get Free RuPay-Discover International card:

IDBI launch “I QUICK (OTP based Aadhaar E-KYC Account)” -

Download the Mobile Application by visiting Play Store (Android Version) and App Store (iOS Version).

link - https://play.google.com/store/apps/details?id=c...

I-Quick account offers you a Zero balance account with Free Mobile, I-net banking and IMPS facilities. The digital account also provides you with debit card and free Email statement. You will also receive an SMS alert whenever a transaction is initiated in your account through any digital banking channel like ATM, Point of Sale (POS), Internet or Mobile Banking.

What is the maximum time I can keep I-Quick Account ?

The maximum time you can hold an IDBI Bank I- Quick account for is One year. You can complete a full KYC and convert this account to a regular savings account during this time. Please visit your nearest IDBI Bank branch to do this. Freeze or Closed.

You will receive Free Physical RuPay-Discover International card (Classic Variant)

Issue charges – Free

ATM limit – Rs25,000 per day
POS/E-com – Rs50,000 per day

https://cdn0.desidime.com/attachments/photos/643343/medium/69994271RBndV2.jpg?1602618972

https://cdn0.desidime.com/attachments/photos/643344/medium/6999427ZAiykyB.jpg?1602618977

https://cdn0.desidime.com/attachments/photos/643345/medium/6999427AM0nOGP.jpg?1602618981

IDBI RuPay-Discover International card accepted International websites via Discover card, Diners Club card or PayPal (First you need to activate your card for International E-com transaction).

All International websites accept Discover Card network or PayPal

For example – Aliexpress, GearBest, Ebay, Ubisoft’s Uplay, Epic Games, GOG, Minecraft, Korean websites (especially for North East people), Medium.com and almost all International websites accept Discover Card network or PayPal

Few example – screenshots here -

https://cdn0.desidime.com/attachments/photos/643346/medium/6999427BFQIEOX.jpg?1602618984

https://cdn0.desidime.com/attachments/photos/643347/medium/6999427inkrdeY.png?1602618987

https://cdn0.desidime.com/attachments/photos/643348/medium/69994278ymGfFb.png?1602618990

Note – First you need to activate your card for International E-com transaction.

18 Comments  |  
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annual fees for debit card?

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desibuddy wrote:

annual fees for debit card?

+1 pls confirm and also the sms charges, hidden tnc?

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desibuddy wrote:

annual fees for debit card?

clearly written after kyc it will become normal saving account and idbi charges 220 plus gst on debit card, 15 rs plus gst on sms, 5000 monthly balance. also you have to opt for international services as by default it is closed after recent rbi orders.

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MrKool_JJ wrote:

+1 pls confirm and also the sms charges, hidden tnc?

Transaction SMS alert charges are always free from all banks.

annual debit card charges – Rs220/- + Applicable Service Tax , Free for first Year

@desibuddy

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abhishek012 wrote:

Transaction SMS alert charges are always free from all banks.

annual debit card charges – Rs220/- + Applicable Service Tax , Free for first Year

@desibuddy

Is vcc free of cost ?
What if I don’t opt for physical dc?

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marketdimer wrote:

clearly written after kyc it will become normal saving account and idbi charges 220 plus gst on debit card, 15 rs plus gst on sms, 5000 monthly balance. also you have to opt for international services as by default it is closed after recent rbi orders.

you will receive RuPay-Discover International card but by default International transactions are disabled. you need to activate it.

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MrKool_JJ wrote:

Is vcc free of cost ?
What if I don’t opt for physical dc?

No VCC, only Physical RuPay-Discover International card.

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marketdimer wrote:

clearly written after kyc it will become normal saving account and idbi charges 220 plus gst on debit card, 15 rs plus gst on sms, 5000 monthly balance. also you have to opt for international services as by default it is closed after recent rbi orders.

Normal saving account, monthly average balance – Rs. 5000 (Metro & Urban), Rs. 2500 (Semi Urban), Rs. 500 (Rural).

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MrKool_JJ wrote:

Is vcc free of cost ?
What if I don’t opt for physical dc?

idbi has vcc which never works. the green coolur card shown is a physical rupay card. i have this, old idbi user.

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Ye tape to hatao uncle Kya ghoonghat sa dhak rakha hai 😆

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drupal wrote:

Ye tape to hatao uncle Kya ghoonghat sa dhak rakha hai 😆

Bina account khole withdrawal karna hai?

😆😆

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abhishek012 wrote:

Normal saving account, monthly average balance – Rs. 5000 (Metro & Urban), Rs. 2500 (Semi Urban), Rs. 500 (Rural).

Digibank dbs may be better choice if You have to maintain 5k aqb , also it will offer 10% discount on bigbasket plus free upi and unlimited txn on dbs atm

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nimod wrote:

Bina account khole withdrawal karna hai?

😆😆

Nahi mai to bas aise hi dekhna chah raha tha 😌

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kotak 811 is better

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abhishek012 wrote:

Transaction SMS alert charges are always free from all banks.

annual debit card charges – Rs220/- + Applicable Service Tax , Free for first Year

@desibuddy

EDITED
Yes bank is charging me 15 + GST per quarter..

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equalizer wrote:

Yes bank is charging me 10 + GST per quarter..

your SMS alert services (like sms balance check, sms transaction statement) activated in your account, deactivate it.

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abhishek012 wrote:

Transaction SMS alert charges are always free from all banks.

annual debit card charges – Rs220/- + Applicable Service Tax , Free for first Year

@desibuddy

PNB, PSB and many other banks are still charging sms alert charges. Maybe in bigger cities they aren’t.

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