Ippb - group accident insurance policy for 399 covers 10L

This policy will be triggered only in case of accidents and that too major injury like disability, death. No use unless you travel thousands of kms yearly on highways....

myfungang829 wrote:
This policy will be triggered only in case of accidents and that too major injury like disability, death. No use unless you travel thousands of kms yearly on highways....

Ok, but natural death not covered?

playdime wrote:
Ok, but natural death nit covered?

yes

playdime wrote:
Ok, but natural death nit covered?

Nope

One more

IPPB - Group personal accident insurance policy from Bajaj Allianz general insurance company

https://www.ippbonline.com/web/ippb/group-perso...

Natural death also covered.. I will also update the list of exclusion later..

Good for those who don't have any accident policy or want to delay taking individual accident policy. These don't cover natural death.

VimAl_Raj wrote:
Natural death also covered.. I will also update the list of exclusion later..

Sure waiting for your update

VimAl_Raj wrote:
Natural death also covered.. I will also update the list of exclusion later..

A. Any unforeseen/unfortunate event that happens unexpectedly and unintentionally typically which results in damage and injury.

1. Accidental Bodily Injury that the Insured Person(s) meet with
a) Through suicide, attempted suicide or self-inflicted injury or illness.
b) While under the influence of liquor or drugs.
c) Arising or resulting from the insured person (s) committing any breach of law with criminal intent
d) Whilst engaging in aviation or ballooning, whilst mounting into, dismounting from or traveling in any duly licenses standard type of aircraft other than as a passenger (fare paying or otherwise) in any duly licensed standard type of aircraft anywhere in the world.
e) Whilst participating as the driver, co-driver or passenger of a motor vehicle during motor racing or trail runs.
f) As a result of any curative treatments or interventions that the Insured Person(s) carry out or have carried out on his/her body.
g) Arising out of the participation of the Insured Person(s) in any naval, military or air force operations whether in the form of military exercises or war games or actual engagement with the enemy, whether foreign or domestic.
2. The Insured Person(s) ‘consequential losses of any kind or their actual or alleged legal liability.
3. Venereal or Sexually transmitted diseases
4. HIV (Human Immunodeficiency Virus) and/or any HIV related illness including. AIDS (Acquired Immune Deficiency Syndrome) and/or mutant derivatives or variations thereof however caused.
5. Pregnancy, resulting childbirth, miscarriage, abortion, or complications arising out of any of these.
6. War (whether declared or not), civil war, invasion, act of foreign enemies, rebellion, revolution, insurrection, mutiny, military or usurped power, seizure, capture, arrest, restraint or detainment, confiscation or nationalisation or requisition of or damage by or under the order of any government or public local authority.
7. Nuclear energy, radiation.

@playdime don't think normal death is covered with this

Ash-D wrote:

Q. What is an accident?

A. Any unforeseen/unfortunate event that happens unexpectedly and unintentionally typically which results in damage and injury.

Q. What is not covered in the product/exclusions?

1. Accidental Bodily Injury that the Insured Person(s) meet with
a) Through suicide, attempted suicide or self-inflicted injury or illness.
b) While under the influence of liquor or drugs.
c) Arising or resulting from the insured person (s) committing any breach of law with criminal intent
d) Whilst engaging in aviation or ballooning, whilst mounting into, dismounting from or traveling in any duly licenses standard type of aircraft other than as a passenger (fare paying or otherwise) in any duly licensed standard type of aircraft anywhere in the world.
e) Whilst participating as the driver, co-driver or passenger of a motor vehicle during motor racing or trail runs.
f) As a result of any curative treatments or interventions that the Insured Person(s) carry out or have carried out on his/her body.
g) Arising out of the participation of the Insured Person(s) in any naval, military or air force operations whether in the form of military exercises or war games or actual engagement with the enemy, whether foreign or domestic.
2. The Insured Person(s) ‘consequential losses of any kind or their actual or alleged legal liability.
3. Venereal or Sexually transmitted diseases
4. HIV (Human Immunodeficiency Virus) and/or any HIV related illness including. AIDS (Acquired Immune Deficiency Syndrome) and/or mutant derivatives or variations thereof however caused.
5. Pregnancy, resulting childbirth, miscarriage, abortion, or complications arising out of any of these.
6. War (whether declared or not), civil war, invasion, act of foreign enemies, rebellion, revolution, insurrection, mutiny, military or usurped power, seizure, capture, arrest, restraint or detainment, confiscation or nationalisation or requisition of or damage by or under the order of any government or public local authority.
7. Nuclear energy, radiation.

@playdime don't think normal death is covered with this

Thanks. May be @VimAl_Raj is taking about another policy(?) With all these features that includes natural death.

The post office guys seats in near railway station for this policy.

Gotta check